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Compare Umbrella Insurance Agents in Fleming Island, FL
Looking for a umbrella insurance agent in Fleming Island? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Fleming Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 7 umbrella insurance agents in Fleming Island, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nathaniel Herring - State Farm Insurance Agent
3521 US-17 Unit A, Fleming Island, FL 32003
(904) 269-5200
nateinsuresme.com
Michael Murray: Allstate Insurance
4701 US-17 Ste 101, Fleming Island, FL 32003
(904) 269-2200
agents.allstate.com
Wendell Chindra - State Farm Insurance Agent
865 Hibernia Rd #109, Fleming Island, FL 32003
(904) 297-4063
clayquote.com
Brightway Insurance, Fleming Island
5000 US-17 Suite 14, Fleming Island, FL 32003
(904) 928-8184
brightway.com
Tim Rust Insurance
1835 E West Pkwy East West Prwy, Fleming Island, FL 32093
(904) 264-0500
Summit Reinsurance Services, Inc.
414 Old Hard Rd Ste 102, Fleming Island, FL 32003
(904) 269-2850
summit-re.com
Heidi Hansen - Aflac Insurance Agent
3659 Westover Rd, Fleming Island, FL 32003
(904) 568-4106
local.aflac.com
Umbrella insurance agents in Fleming Island Florida help you add a layer of liability protection beyond your standard auto and homeowners policies. Florida law does not require umbrella insurance but it can shield your savings and future earnings from large claims. Local agents understand the unique risks of living in a coastal community with high traffic and frequent storm activity.
What Does a Umbrella Insurance Agent in Fleming Island Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 million dollars may cost 250 to 600 dollars annually. Your premium depends on factors such as your driving record, number of properties, and the underlying coverage limits on your auto and home policies. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Fleming Island do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above the limits of your underlying home and auto insurance. In Florida this extra protection can be critical because of the state's high rate of litigation and large jury awards. The agent reviews your assets and risk profile to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage. Higher limits of 2 to 5 million may be appropriate for individuals with significant assets or higher income. The amount you need depends on your net worth, future earnings potential, and the specific risks you face in Fleming Island.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.