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Compare Umbrella Insurance Agents in Davenport, FL

Looking for a umbrella insurance agent in Davenport? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Davenport, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 umbrella insurance agents in Davenport, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Spadini Insurance
2512 Sand Mine Rd, Davenport, FL 33897
(321) 444-2326 spadiniinsurance.com
Mara Geraghty - State Farm Insurance Agent
131 Webb Dr suite b, Davenport, FL 33837
(863) 877-4406 agentmara.com
Discovery Insurance Agency
38283 US-27, Davenport, FL 33837
(407) 566-8600 discoveryinsuranceagency.com

An umbrella insurance agent in Davenport Florida can help you secure extra liability coverage beyond your auto and home policies. Florida law requires minimum auto liability limits but does not require umbrella insurance. An agent can explain how an umbrella policy provides additional protection against lawsuits and large claims common in Central Florida.

What Does a Umbrella Insurance Agent in Davenport Cost?

Typical costs for a 1 million dollar umbrella policy in Florida range from 150 to 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars per year. Rates vary by your driving record, property, and number of vehicles. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Davenport do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. The agent assesses your risk and finds a policy that meets your needs.
How much umbrella coverage should I get in Davenport Florida?
Most agents recommend at least 1 million dollars in umbrella coverage for adequate protection. Higher limits may be needed if you own a home, have a pool, or have significant assets.
Do I need umbrella insurance if I have a homeowners policy in Florida?
Your homeowners policy has liability limits that may not cover a major lawsuit. An umbrella policy adds extra coverage and often covers legal defense costs. Florida courts can award large judgments, so extra protection is wise.