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Directory of umbrella insurance agents in Crystal River, Florida. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 umbrella insurance agents in Crystal River, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Lampasona - State Farm Insurance Agent
867 NE 5th St, Crystal River, FL 34429
(352) 795-4747
floridafloodagent.com
Advanced Insurance Solutions
930 N Suncoast Blvd, Crystal River, FL 34429
(352) 228-4040
insbrokers.org
Angelina Godfrey Insurance Agency
916 N Suncoast Blvd, Crystal River, FL 34429
(352) 436-4968
insurewithangelina.com
West Coast Insurers
104 SE 7th Ave, Crystal River, FL 34429
(352) 795-2354
progressiveagent.com
Umbrella insurance agents in Crystal River Florida help you add a layer of liability protection above your auto home or boat policies. Florida law requires minimum auto liability limits but a personal umbrella policy can cover larger claims and legal costs. Agents in Citrus County can tailor coverage to your specific needs.
What Does a Umbrella Insurance Agent in Crystal River Cost?
The cost of a 1 million dollar umbrella policy in Florida typically ranges from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars per year. Rates depend on your driving record number of properties and other risk factors. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Crystal River do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage after your underlying policies are exhausted. They assess your assets and risks to recommend appropriate coverage limits.
How much umbrella coverage do I need in Florida?
Most agents recommend at least 1 million dollars in umbrella coverage to protect against major lawsuits. Florida has a high rate of auto accidents and hurricane related property claims so higher limits may be wise for homeowners.
Do I need umbrella insurance if I have a boat in Crystal River?
Yes boat owners in Crystal River often benefit from umbrella insurance. Florida law holds boat owners liable for accidents and injuries on the water and a standard boat policy may not cover large claims.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.