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Browse umbrella insurance agents serving Watertown, Connecticut. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Watertown, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 8 umbrella insurance agents in Watertown, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Colonair Insurance Agency LLC
27 Siemon Company Dr #308E, Watertown, CT 06795
(860) 274-0900
colonairinsurance.com
Tim Angiolini - State Farm Insurance Agent
756 Thomaston Rd, Watertown, CT 06795
(860) 417-2912
insurewithtim.com
Associated Insurance Agency
51 Depot St STE 112, Watertown, CT 06795
(203) 748-9272
aia-danbury.com
Kalita Agency Inc
619 Main St, Watertown, CT 06795
(860) 274-8882
D'Amico Agency Inc.
656 Main St, Watertown, CT 06795
(860) 274-1457
Farmers Insurance - Barbara Altamirano
545 Main St, Watertown, CT 06795
(203) 527-7999
agents.farmers.com
Shambreskis Insurance
251 Straits Turnpike, Watertown, CT 06795
(860) 274-3208
Nationwide Insurance: Zoltan Z Nanassy
1175 Main St, Watertown, CT 06795
(860) 945-9835
An umbrella insurance agent in Watertown Connecticut can help you secure additional liability coverage that goes beyond your home and auto policies. Connecticut law requires minimum liability limits for auto insurance, but an umbrella policy can provide extra protection for your savings and future earnings. Local agents understand the specific risks faced by Watertown residents, such as winter weather liability and boating accidents on nearby lakes.
What Does a Umbrella Insurance Agent in Watertown Cost?
The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk factors, such as the number of vehicles, properties, and your driving history. Higher coverage limits, such as 2 to 5 million dollars, will cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Watertown do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto insurance limits. In Connecticut, this extra layer can protect you from large claims or lawsuits that exceed your standard policy limits.
How much umbrella coverage do I need in Connecticut?
Most Connecticut agents recommend at least 1 million dollars in umbrella coverage. The amount you need depends on your assets, income, and potential liability risks. A local agent can help you assess your specific situation.
What is the Connecticut statute of limitations for liability claims?
In Connecticut, the statute of limitations for personal injury claims is generally two years from the date of the incident. For property damage claims, the limit is three years. An umbrella policy can help cover legal costs and settlements within these time frames.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.