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Looking for a umbrella insurance agent in Waterbury? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Waterbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 14 umbrella insurance agents in Waterbury, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Muni Insurance, Inc.
211 Chase Ave, Waterbury, CT 06704
(203) 527-3669
muniinsurance.com
Connor Rafferty: Allstate Insurance
767 Wolcott St, Waterbury, CT 06705
(203) 757-9601
agents.allstate.com
B&A Benefit Solutions
45 Pilgrim Ave, Waterbury, CT 06704
(203) 565-6419
insuranceiswhatwedo.com
AAA Waterbury
835 Wolcott St, Waterbury, CT 06705
(203) 721-8284
branches.northeast.aaa.com
American Financial Solutions llc
48 Meriden Rd, Waterbury, CT 06705
(203) 706-4015
americanfinancialsolutions.net
Main Street Insurance - Waterbury Office
345 W Main St, Waterbury, CT 06702
(203) 757-5737
mainstreetinsct.com
Jack D Edsall Jr - State Farm Insurance Agent
1101 Huntingdon Ave UNIT 3, Waterbury, CT 06704
(203) 755-3700
jackedsall.com
Sundel & Milford Inc
11 Scovill St # 4, Waterbury, CT 06706
(203) 753-0114
sundelmilford.com
Blasius Personal Insurance
500 Captain Neville Dr, Waterbury, CT 06705
(203) 527-6002
blasiusinsurance.com
Acrisure Waterbury, CT (Security First Ins Group)
255 Bank St, Waterbury, CT 06702
(203) 574-5200
acrisure.com
World, Formerly Known As CDR Insurance Group
211 Schraffts Dr, Waterbury, CT 06705
(203) 754-3156
cdrinsurance.com
Heritage Insurance Inc
820 Hamilton Ave UNIT 2, Waterbury, CT 06706
(203) 755-1228
heritageinswtby.com
Di Franceso Insurancy Agency
1115 W Main St, Waterbury, CT 06708
(203) 756-8176
mydifrancescoinsurance.com
Bravo Insurance Group
39 Meriden Rd, Waterbury, CT 06705
(203) 518-5845
bravoinsurancect.com
An umbrella insurance agent in Waterbury, Connecticut helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Connecticut law requires minimum auto liability coverage of 25,000 per person and 50,000 per accident, but an umbrella policy can provide 1 million or more in additional protection. Local agents understand the specific risks for Waterbury residents, such as icy sidewalks and pool ownership liabilities.
What Does a Umbrella Insurance Agent in Waterbury Cost?
In Connecticut, a 1 million umbrella insurance policy typically costs between 150 and 300 per year. A 2 million policy may range from 250 to 500 annually. Factors that affect your premium include the number of vehicles, homes, and drivers in your household, as well as your claims history. Costs are generally low compared to the coverage provided. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Waterbury do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. In Connecticut, umbrella policies often require underlying auto and home insurance with specific minimum limits.
How much umbrella coverage do I need in Connecticut?
Most experts recommend at least 1 million in umbrella coverage if you have significant assets or future earning potential. Connecticut courts allow large jury awards in personal injury cases, so higher limits like 2 to 5 million may be wise for high net worth individuals. Your agent can help you calculate the right amount based on your home value, savings, and income.
Can I get an umbrella policy if I have a rental property in Waterbury?
Yes, umbrella insurance can cover liability from rental properties you own in Waterbury. Connecticut landlords face unique risks such as slip and fall claims on icy driveways. Your umbrella policy can extend coverage above your landlord insurance, but you must first have adequate underlying liability limits on each rental property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.