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Directory of umbrella insurance agents in Simsbury, Connecticut. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Simsbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 5 umbrella insurance agents in Simsbury, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Martin - State Farm Insurance Agent
1243 Hopmeadow St, Simsbury, CT 06070
(860) 408-9592
insurewithmattm.com
Christensen Insurance LLC
540 Hopmeadow St, Simsbury, CT 06070
(860) 651-8236
insuranceagentswhocare.com
KATS Insurance Group
31 August Rd, Simsbury, CT 06070
(860) 231-1802
Bouvier Insurance, A HUB International Company: Simsbury
14 Station St, Simsbury, CT 06070
(860) 651-0271
binsurance.com
Acorn Insurance Alliance
736 Hopmeadow St, Simsbury, CT 06070
(860) 651-3325
An umbrella insurance agent in Simsbury Connecticut helps you add an extra layer of liability protection beyond your standard home and auto policies. Connecticut law requires minimum liability limits on auto insurance but does not mandate umbrella coverage. An agent can explain how a personal umbrella policy can protect your savings and future earnings from large lawsuits.
What Does a Umbrella Insurance Agent in Simsbury Cost?
The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Each additional million usually costs 75 to 150 dollars per year. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who needs umbrella insurance in Simsbury Connecticut?
Anyone with significant assets or future income to protect should consider umbrella insurance. This includes homeowners, business owners, and individuals with rental properties. Connecticut courts allow plaintiffs to seek damages for pain and suffering which can exceed standard policy limits.
How much umbrella coverage do I need in Connecticut?
Most agents recommend at least one million dollars in umbrella coverage. The amount you need depends on your net worth, income, and risk factors. Connecticut has no cap on personal injury damages so higher limits may be wise for high net worth individuals.
Does umbrella insurance cover legal defense costs in Connecticut?
Yes umbrella insurance typically covers legal defense costs even if the lawsuit is groundless. In Connecticut defense costs are often paid in addition to the policy limit. This means the full coverage amount remains available to pay a settlement or judgment.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.