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Umbrella Insurance Agents in Oxford, CT

Looking for a umbrella insurance agent in Oxford? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Oxford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 4 umbrella insurance agents in Oxford, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rose Insurance Agency, LLC
350 Center Rock Green Ste 1, Oxford, CT 06478
(203) 888-7673 roseinsurancect.com
Biondo Insurance Group LLC
308 Oxford Rd, Oxford, CT 06478
(203) 408-6334
Yazluk Insurance
60 Oxford Rd, Oxford, CT 06478
(203) 888-2311 yazlukinsurance.com
B&B Insurance Group
9 Deerwood Rd, Oxford, CT 06478
(203) 888-2550 bbinsgroup.com

Umbrella insurance agents in Oxford Connecticut help residents secure extra liability coverage that goes above the limits of auto and homeowners policies. Connecticut law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, but an umbrella policy can provide 1 million or more in additional protection. Working with a local agent ensures your policy aligns with Connecticut insurance regulations and your specific risk profile.

What Does a Umbrella Insurance Agent in Oxford Cost?

Umbrella insurance in Connecticut typically costs between 150 and 400 per year for 1 million in coverage. Higher limits of 2 to 5 million may cost 300 to 800 annually. Costs vary based on your driving record, home risks, and number of properties. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Oxford do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard home or auto insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. The agent also explains how the policy interacts with your existing Connecticut insurance.
Do I need umbrella insurance in Connecticut?
You may need umbrella insurance if you have significant assets, a pool, or a dog, or if you frequently host guests. Connecticut courts can award large judgments in liability cases, making extra coverage valuable. An agent can help you decide based on your personal situation.
How much umbrella coverage should I get in Oxford CT?
Most agents recommend at least 1 million in umbrella coverage, though higher limits are available. The right amount depends on your net worth, income, and potential liability risks. Connecticut does not set a minimum for umbrella policies, so your agent will tailor the limit to your needs.