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Compare Umbrella Insurance Agents in North Stonington, CT

Compare umbrella insurance agents in North Stonington. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
North Stonington, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 2 umbrella insurance agents in North Stonington, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Michael Urgo
240 Norwich-Westerly Rd, North Stonington, CT 06359
(860) 415-6240 agents.farmers.com
Urgo Agency
240 Norwich-Westerly Rd Unit 4, North Stonington, CT 06359
(860) 415-6240 urgoagency.com

Umbrella insurance agents in North Stonington help residents secure additional liability coverage beyond standard home and auto policies. Connecticut law requires minimum liability limits on auto insurance, but an umbrella policy provides an extra layer of protection for assets and future earnings. Local agents can tailor policies to cover risks specific to Connecticut homeowners and drivers.

What Does a Umbrella Insurance Agent in North Stonington Cost?

Umbrella insurance costs in Connecticut typically range from 150 to 400 dollars per year for one million dollars of coverage. Higher limits may cost 300 to 800 dollars annually. Factors like the number of vehicles, property value, and claims history affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in North Stington do?
An umbrella insurance agent helps you assess your liability risks and purchase a policy that covers claims above your existing home and auto insurance limits. They explain how umbrella policies work with Connecticut minimum coverage requirements.
Who needs umbrella insurance in Connecticut?
Anyone with significant assets, a high income, or potential liability risks such as a swimming pool or rental property should consider umbrella insurance. Connecticut courts allow large judgments, making extra coverage valuable for protecting savings and future earnings.
How much umbrella coverage should I get in North Stonington?
Most agents recommend at least one million dollars in umbrella coverage, with higher limits for those with substantial assets. Your agent will review your net worth and risk factors to suggest an appropriate amount.