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Browse umbrella insurance agents serving Middletown, Connecticut. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Middletown, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 12 umbrella insurance agents in Middletown, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Globe Life American Income Division: Prata Organization
100 Roscommon Dr Suite 308, Middletown, CT 06457
(860) 632-0061
agency.ailife.com
Caleb Carney - State Farm Insurance Agent
401 Newfield St, Middletown, CT 06457
(860) 346-4442
calebcarney.com
Curt Smith - State Farm Insurance Agent
134 Main Street Extension STE 300, Middletown, CT 06457
(860) 398-6364
agentcurt.com
Bafumi Insurance Agency, A Division of World
59 Broad St, Middletown, CT 06457
(860) 347-3530
locations.worldinsurance.com
Get Insured America
430 Highland Ave #1, Middletown, CT 06457
(860) 346-7755
getinsuredamerica.com
Nationwide Insurance: Dunn Insurance, Inc.
198 S Main St, Middletown, CT 06457
(860) 347-4924
agency.nationwide.com
Spark Insurance Agency
62 Washington St, Middletown, CT 06457
(860) 294-9054
NFP, an Aon company
386 Main St, Middletown, CT 06457
(860) 346-9661
nfp.com
Rice, Davis, Daley & Krenz Inc
50 Washington St, Middletown, CT 06457
(860) 346-6611
rddk.com
State Wide Insurance
954 Newfield St, Middletown, CT 06457
(860) 883-2048
statewidect.com
KGS Insurance Services LLC
505 Main St, Middletown, CT 06457
(860) 704-8020
kgsinsurance.com
Granite Financial LLC
430 Highland Ave, Middletown, CT 06457
(860) 346-7755
An umbrella insurance agent in Middletown Connecticut helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Connecticut law requires minimum auto liability limits but umbrella policies provide an additional layer for major claims or lawsuits. Local agents understand the specific risks in Middlesex County and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Middletown Cost?
In Connecticut, umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Premiums vary based on your claims history, number of vehicles, and property values. Higher coverage limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Middletown do?
An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that adds coverage above your existing limits. They assess factors like your assets, driving history, and property to determine the right amount of protection. The agent then shops among insurers to find a policy that fits your situation.
How much umbrella coverage do I need in Connecticut?
Most agents suggest at least 1 million dollars in umbrella coverage to protect major assets like a home or savings. Connecticut courts can award large judgments in personal injury cases, so higher limits may be wise for high-net-worth individuals. Your agent will calculate the appropriate amount based on your net worth and potential exposure.
Can I get umbrella insurance if I have a poor driving record in Connecticut?
Yes, but your options may be limited and premiums could be higher. Connecticut insurers consider your driving history when underwriting umbrella policies. An agent can help you find carriers that specialize in higher-risk applicants and explain any surcharges you might face.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.