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Find Umbrella Insurance Agents in Yucca Valley, CA

Directory of umbrella insurance agents in Yucca Valley, California. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Yucca Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 umbrella insurance agents in Yucca Valley, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Karen Martin
55898 29 Palms Hwy Ste C, Yucca Valley, CA 92284
(760) 365-7400 agents.farmers.com
Marianne Fenley - State Farm Insurance Agent
57725 29 Palms Hwy Ste 108, Yucca Valley, CA 92284
(760) 365-7617 sfvalleyagent.com
Steven Roberts: Allstate Insurance
57353 29 Palms Hwy Ste C, Yucca Valley, CA 92284
(760) 365-6351 agents.allstate.com
Farmers Insurance - Charles Willis
57402 29 Palms Hwy Ste 7, Yucca Valley, CA 92284
(760) 369-1030 agents.farmers.com
Inszone Insurance Services
55898 29 Palms Hwy suite e, Yucca Valley, CA 92284
(760) 365-0758 inszoneinsurance.com
Hann Insurance Agency
57380 29 Palms Hwy, Yucca Valley, CA 92284
(760) 365-9744 hanninsurance.com
Bill Proctor & Associates Insurance Services, Inc
57353 29 Palms Hwy Ste A, Yucca Valley, CA 92284
(760) 228-2500 proctorins.com
Karr Insurance Services LLC
57725 29 Palms Hwy suite 107, Yucca Valley, CA 92284
(760) 853-0032 karrinsuranceservices.com
Miller's Insurance
57365 29 Palms Hwy # B, Yucca Valley, CA 92284
(760) 365-3307

An umbrella insurance agent in Yucca Valley can help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. California law requires minimum auto liability coverage of 15/30/5, but a single accident can easily exceed those amounts. A local agent can explain how an umbrella policy adds a layer of protection for your savings and future earnings.

What Does a Umbrella Insurance Agent in Yucca Valley Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Your actual premium depends on your risk factors such as driving record and property value. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Yucca Valley do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto policies. In California, this extra coverage can protect against lawsuits for accidents on your property or while driving. The agent assesses your risk and recommends an appropriate coverage limit.
How much umbrella insurance do I need in California?
Most California agents suggest at least 1 million dollars in umbrella coverage, but your needs depend on your assets and income. If you own a home in Yucca Valley or have significant savings, higher limits may be wise. An agent can help you calculate the right amount based on your personal situation.
Does umbrella insurance cover legal defense costs in California?
Yes, umbrella policies typically cover legal defense costs in addition to the policy limit. In California, where lawsuits can be expensive, this feature is important. The policy pays for your attorney and court costs even if the lawsuit is groundless.