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Directory of umbrella insurance agents in Windsor, California. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Windsor, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 umbrella insurance agents in Windsor, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Renee Hyde - State Farm Insurance Agent
9082 Windsor Rd, Windsor, CA 95492
(707) 837-7500
reneehyde.com
Farmers Insurance - Jack Woo Jr
92 Windsor River Rd, Windsor, CA 95492
(707) 620-0172
agents.farmers.com
Health Insurance Rx Services
129 Meadow Dr, Windsor, CA 95492
(707) 540-0211
healthinsurancerx.com
Farmers Insurance - Fernando Marron
9940 Starr Rd # 180, Windsor, CA 95492
(707) 836-9790
agents.farmers.com
Lehr Insurance Agency, Inc.: Allstate Insurance
8733 Lakewood Dr Ste D, Windsor, CA 95492
(707) 837-2146
agents.allstate.com
Umbrella insurance agents in Windsor, California help you secure additional liability coverage that goes beyond the limits of your auto, home, or watercraft policies. In California, where property values and lawsuit costs can be high, an umbrella policy provides an extra layer of financial protection. Local agents understand Sonoma County risks and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Windsor Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Factors like your driving record, home value, and number of properties affect the premium. Higher coverage limits of 2 to 5 million dollars cost more, often between 300 and 1,000 dollars annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Windsor do?
An umbrella insurance agent in Windsor helps you evaluate your existing liability limits and recommends an umbrella policy to cover gaps. They explain how the policy extends coverage for incidents like auto accidents or dog bites. The agent also assists with policy quotes and claims support.
How much umbrella coverage do I need in California?
Most agents suggest at least 1 million dollars in umbrella coverage, especially if you own a home or have significant assets. California law does not set a minimum, but higher net worth individuals often choose 2 to 5 million dollars. Your agent will review your assets and risk exposure to recommend an appropriate amount.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.