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Find Umbrella Insurance Agents Near You in Santa Paula, CA

Directory of umbrella insurance agents in Santa Paula, California. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
Santa Paula, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 umbrella insurance agents in Santa Paula, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Julio's Auto Insurance
328 Harvard Blvd, Santa Paula, CA 93060
(805) 421-0050 juliosautoinsurance.com
Solarx Auto Insurance
125 Harvard Blvd Ste A, Santa Paula, CA 93060
(805) 525-4222 slxinsurance.com
Auto International Insurance
110 W Harvard Blvd suite g, Santa Paula, CA 93060
(805) 247-9100 autointernationalinsurance.com
Farmers Insurance - Ronnette Cortez
241 W Harvard Blvd, Santa Paula, CA 93060
(805) 525-1386 agents.farmers.com
Arana's Insurance Services
819 E Main St, Santa Paula, CA 93060
(805) 525-9898 aranasinsurance.com
Geer Insurance Agency
239 W Harvard Blvd, Santa Paula, CA 93060
(805) 525-3344
Guerrero Insurance Services
124 N 10th St, Santa Paula, CA 93060
(805) 525-7533 insurance805.com
GreenExpress Insurance CA
510 E Main St, Santa Paula, CA 93060
(805) 755-4577
Jim Tovias - State Farm Insurance Agent
145 S 8th St, Santa Paula, CA 93060
(805) 525-6697 jimtovias.com
Santa Paula Insurance Inc
813 Yale St, Santa Paula, CA 93060
(805) 525-3321
Insurance805
124 N 10th St, Santa Paula, CA 93060
(855) 500-1339 insurance805.com
Ignacio Bucio Insurance
309 W Harvard Blvd, Santa Paula, CA 93060
(805) 921-0501
Nationwide Insurance: David Noma Agency
819 E Main St, Santa Paula, CA 93060
(805) 525-9898

An umbrella insurance agent in Santa Paula helps you secure extra liability coverage that goes beyond your home and auto policies. California law requires minimum auto liability limits, but a personal umbrella policy can provide an additional layer of protection for your savings and property. Santa Paula residents often seek this coverage to guard against lawsuits from accidents or property damage on their land.

What Does a Umbrella Insurance Agent in Santa Paula Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits, such as two or three million dollars, may cost 300 to 600 dollars annually. Premiums vary based on your risk factors, including the number of properties and vehicles you own. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Santa Paula do?
An umbrella insurance agent helps you buy a policy that covers liability claims above your existing home and auto insurance limits. They assess your personal risk and recommend a coverage amount that fits your needs. This agent can also explain how California law affects your liability exposure.
How much umbrella coverage do I need in Santa Paula?
Most agents suggest at least one million dollars in umbrella coverage, but your needs depend on your assets and income. In California, juries can award large sums in personal injury cases, so higher limits may be wise if you own property or have significant savings. Your agent can help calculate the right amount for your situation.
Do I need umbrella insurance if I have a home in Santa Paula?
Yes, because homeowners insurance has liability limits that may not cover a serious accident on your property. For example, if a guest is injured and sues you, medical costs and legal fees can exceed your standard policy. Umbrella insurance provides extra protection for such events.