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Compare Umbrella Insurance Agents in San Lorenzo, CA
Directory of umbrella insurance agents in San Lorenzo, California. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
San Lorenzo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 umbrella insurance agents in San Lorenzo, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Saveguard Insurance & DMV Registration Services
17860 Hesperian Blvd, San Lorenzo, CA 94580
(510) 258-0767
saveguardins.com
Farmers Insurance - Ana Alvarez
15845 Channel St c, San Lorenzo, CA 94580
(510) 294-8803
agents.farmers.com
Fleet Line Insurance Services Inc
16444 Ashland Ave, San Lorenzo, CA 94580
(800) 405-7421
Iwan Tunggal: Allstate Insurance
17259 Hesperian Blvd Ste 15, San Lorenzo, CA 94580
(510) 266-0444
agents.allstate.com
Farmers Insurance - Teresa Chan
17259 Hesperian Blvd UNIT 6, San Lorenzo, CA 94580
(510) 317-7706
agents.farmers.com
Umbrella insurance provides an extra layer of liability protection beyond your auto, home, or boat policies. For San Lorenzo residents, this coverage is especially valuable given California's high property values and litigious environment. A local agent can help you assess your risk and secure a policy that meets state requirements.
What Does a Umbrella Insurance Agent in San Lorenzo Cost?
Typical costs for a 1 million dollar umbrella policy in California range from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Premiums vary based on your number of properties, driving record, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in California?
An umbrella policy covers personal liability claims that exceed the limits of your underlying home or auto insurance. This includes bodily injury, property damage, and certain lawsuits. It also covers legal defense costs, which can be substantial in California.
How much umbrella insurance do I need in San Lorenzo?
Most agents recommend at least 1 million dollars in coverage, but your needs depend on your assets and income. California law does not set a minimum for umbrella policies, but many insurers require you to have certain underlying limits on your home and auto policies first.
Can I get umbrella insurance if I have a pool or a dog?
Yes, but you must disclose these risks to your agent. California law holds homeowners responsible for injuries caused by pools and certain dog breeds. Your agent will help you find an insurer that covers these exposures without exclusions.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.