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Find Umbrella Insurance Agents Near You in Los Alamitos, CA
Looking for a umbrella insurance agent in Los Alamitos? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Los Alamitos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 umbrella insurance agents in Los Alamitos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Johnston Insurance
10900 Los Alamitos Blvd UNIT 217, Los Alamitos, CA 90720
(562) 795-9201
jjohnstoninsurance.com
Teran Family Insurance Agency; Agent: Gabriel Teran
3662 Katella Ave suite 118, Los Alamitos, CA 90720
(714) 929-7917
teranfamilyinsuranceagency.com
Huggins Dreckman Insurance
5152 Katella Ave #206, Los Alamitos, CA 90720
(562) 594-6541
hdinsure.com
Cowan Insurance
11222 Los Alamitos Blvd Suite B, Los Alamitos, CA 90720
(562) 431-0501
cowaninsurance.net
Umbrella insurance agents in Los Alamitos, California help you secure additional liability coverage beyond standard home and auto policies. California law requires minimum auto liability limits, but an umbrella policy can protect your assets from large claims. Local agents understand the unique risks in Orange County, such as high property values and frequent car accidents.
What Does a Umbrella Insurance Agent in Los Alamitos Cost?
In California, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits, such as two million or five million dollars, may cost 300 to 600 dollars annually. Your actual premium depends on factors like your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Los Alamitos do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing home and auto insurance. They assess your assets and recommend a coverage amount, often starting at one million dollars. The agent also ensures your underlying policies meet the required minimum limits.
How much umbrella insurance do I need in California?
The amount you need depends on your net worth and potential liability risks. Many California agents suggest at least one million dollars in umbrella coverage, but higher limits are common for homeowners with significant assets. Your agent can calculate a suitable amount based on your savings, home equity, and income.
Is umbrella insurance required by law in California?
No, umbrella insurance is not required by California law. However, it is strongly recommended for anyone with substantial assets or high liability exposure. California does not cap personal injury damages in most cases, so a lawsuit could exceed your standard policy limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.