ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Umbrella Insurance Agents Near You in Lincoln, CA
Compare umbrella insurance agents in Lincoln. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Lincoln, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 umbrella insurance agents in Lincoln, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Andres Ordaz - State Farm Insurance Agent
605 Lincoln Blvd #110, Lincoln, CA 95648
(916) 409-2700
andresordaz.com
Placer West Insurance Services
595 McBean Park Dr, Lincoln, CA 95648
(916) 645-7816
placerwest.com
Daren Anderson - State Farm Insurance Agent
601 McBean Park Dr #200, Lincoln, CA 95648
(916) 434-4040
darenanderson.com
Odi Ayala: Allstate Insurance
561 7th St B, Lincoln, CA 95648
(916) 408-6820
agents.allstate.com
Farmers Insurance - Suzie Pierroz
150 Lincoln Blvd Ste 109, Lincoln, CA 95648
(916) 645-9400
agents.farmers.com
Cornerstone Associates Insurance
521 G St, Lincoln, CA 95648
(916) 645-3333
cornerstoneinsurance.net
All Types Insurance Agency
805 Тwelve Bridges Dr #15, Lincoln, CA 95648
(916) 408-7665
An umbrella insurance agent in Lincoln, California can help you secure additional liability coverage that goes beyond your auto, home, or watercraft policies. California law requires minimum liability limits for drivers, but a single accident can exceed those limits quickly. An umbrella policy provides an extra layer of protection for your savings and future earnings.
What Does a Umbrella Insurance Agent in Lincoln Cost?
Umbrella insurance costs in California typically range from 150 to 500 dollars per year for 1 million dollars of coverage. Higher limits cost more, usually 75 to 150 dollars per additional million. Your premium depends on your number of vehicles, properties, and driving record. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lincoln do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your existing insurance limits. They explain how umbrella coverage works with your auto and homeowners policies in California.
How much umbrella coverage do I need in Lincoln California?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. California courts can award large judgments, so higher limits may be wise if you own property or have significant savings.
Can I get umbrella insurance if I have a rental property in Lincoln?
Yes, umbrella insurance can cover liability from rental properties you own in Lincoln. California landlord liability laws make this coverage valuable for protecting against tenant injury claims or property damage lawsuits.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Lincoln who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.