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Find Umbrella Insurance Agents Near You in Emeryville, CA
Browse umbrella insurance agents serving Emeryville, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Emeryville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 umbrella insurance agents in Emeryville, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Ricardo Molina
1250 45th St Ste 350, Emeryville, CA 94608
(415) 800-3892
agents.farmers.com
Personalumbrella.com Insurance Services, Inc.
5835 Doyle St Suite #115, Emeryville, CA 94608
(510) 420-2820
personalumbrella.com
MyMGA
5835 Doyle St, Emeryville, CA 94608
(800) 564-1799
mymga.com
An umbrella insurance agent in Emeryville California helps you secure additional liability coverage beyond your auto or homeowners policy. California law requires minimum liability limits of 15/30/5 for auto insurance, but an umbrella policy can provide $1 million or more in extra protection. This is especially important in the Bay Area where property values and lawsuit costs are high.
What Does a Umbrella Insurance Agent in Emeryville Cost?
Umbrella insurance in California typically costs between $150 and $400 per year for $1 million in coverage. For $2 million, annual premiums range from $250 to $600. Costs vary based on your driving record, number of properties, and risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Emeryville do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your home or auto insurance limits. They assess your risk profile and recommend coverage amounts based on your assets and lifestyle.
How much umbrella coverage do I need in California?
Most agents recommend at least $1 million in umbrella coverage, but the amount depends on your net worth and income. California courts often award large settlements, so higher limits may be wise for homeowners or business owners.
Can I get umbrella insurance if I have a rental property in Emeryville?
Yes, umbrella insurance typically covers liability from rental properties you own. You must first have adequate underlying coverage on your landlord policy. This is common for Emeryville property owners near the waterfront or commercial areas.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.