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Umbrella Insurance Agents in Davis, CA

Looking for a umbrella insurance agent in Davis? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Davis, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 umbrella insurance agents in Davis, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Raul Herrera - State Farm Insurance Agent
2744 Del Rio Pl Ste 120, Davis, CA 95618
(530) 759-9204 raulherrera.org
Dave Scheiber - State Farm Insurance Agent
4627 Fermi Pl #120, Davis, CA 95618
(530) 758-8440 davescheiber.com
Doug Prichard - State Farm Insurance Agent
405 3rd St, Davis, CA 95616
(530) 756-1591 dougprichard.net
Greg Phister: Allstate Insurance
437 F St, Davis, CA 95616
(530) 756-9211 agents.allstate.com
Heather Copeland - State Farm Insurance Agent
231 G St #1, Davis, CA 95616
(530) 753-7897 heathercopeland.com
Purves & Associates Insurance Agency
500 4th St, Davis, CA 95616
(530) 756-5561 purvesinsurance.com
Farmers Insurance - David Mann
2925 Spafford St B, Davis, CA 95618
(530) 758-1011 agents.farmers.com
C C Cooper & Sons
215 Madson Pl A, Davis, CA 95618
(530) 753-2888 cccooperandsons.com
Cedarwood Financial & Insurance Services
1777 Oak Ave Ste B, Davis, CA 95616
(877) 753-0704 cwfinins.com
State Farm Insurance
4627 Fermi Pl #120, Davis, CA 95618
(530) 379-7227
Devine Insurance Solutions
118 Grande Ave, Davis, CA 95616
(530) 304-7288
Insurance Ninja
719 2nd St, Davis, CA 95616
(530) 756-5323 insuranceninja.com
Mindful Insurance Solutions, Inc.
2043 Anderson Rd STE C, Davis, CA 95616
(877) 223-4437 mindfulins.com
Farmers Insurance - Steve Buchanan
508 2nd St, Davis, CA 95616
(530) 812-0748 agents.farmers.com

An umbrella insurance agent in Davis California helps you secure extra liability coverage that goes beyond your auto and home insurance limits. California law requires minimum auto liability limits, but these may not cover a serious accident or lawsuit. A local agent can explain how an umbrella policy adds a layer of protection for your savings and future earnings.

What Does a Umbrella Insurance Agent in Davis Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. Your premium depends on factors such as the number of vehicles, homes, and drivers in your household, as well as your claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Davis do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard home and auto insurance limits. In California, this extra coverage can protect you from lawsuits related to accidents on your property or while driving. The agent assesses your risk and recommends a coverage amount.
How much umbrella coverage do I need in California?
Most agents suggest at least one million dollars in umbrella coverage, but the right amount depends on your assets and income. California courts may award large judgments in liability cases, so higher limits like two or five million dollars are common for homeowners or professionals. Your agent will help you calculate a suitable limit based on your net worth.
Is umbrella insurance required by California law?
No, California law does not require umbrella insurance. However, state law mandates minimum auto liability limits of 15 thousand dollars per person and 30 thousand dollars per accident. Umbrella insurance is optional but recommended for those with significant assets or higher risk of lawsuits.