Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 umbrella insurance agents in Atascadero, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Hays - State Farm Insurance Agent
6275 Palma Ave, Atascadero, CA 93422
(805) 466-9400
sarahaysinsurance.com
Courtney Morrow - State Farm Insurance Agent
5365 El Camino Real, Atascadero, CA 93422
(805) 466-7744
insuringthecentralcoast.com
Farmers Insurance - Jennifer White
7635 El Camino Real STE 2, Atascadero, CA 93422
(805) 548-8530
jenniferwhiteagency.com
California Meridian Insurance Services, Inc.
9700 El Camino Real, Atascadero, CA 93422
(805) 466-3400
californiameridian.com
Hedges Insurance Services
8105 Morro Rd C, Atascadero, CA 93422
(805) 466-9048
hedgesinsurance.com
Sue Hubbard
7508 Morro Rd, Atascadero, CA 93422
(805) 466-7333
content.naic.org
Hometown Insurance Services
7600 El Camino Real, Atascadero, CA 93422
(805) 466-4611
askhometown.com
Nadine Gentry Agency
7600 El Camino Real # 10, Atascadero, CA 93422
(805) 466-4611
askhometown.com
Atascadero Insurance Agency
7550 Morro Rd suite b, Atascadero, CA 93422
(805) 466-1062
alkemeins.com
What Does a Umbrella Insurance Agent in Atascadero Cost?
Umbrella insurance in California typically costs between 150 and 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Actual premiums depend on your risk profile number of properties and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Atascadero do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. In California many agents also advise on how umbrella policies interact with state liability laws.
How much umbrella insurance do I need in California?
The amount of umbrella insurance you need depends on your net worth and potential liability risks. Many California agents recommend at least one million dollars in coverage because of the states high cost of living and litigation environment. Your agent can help calculate a suitable limit based on your home equity savings and future earnings.
Is umbrella insurance required by law in California?
Umbrella insurance is not required by California law. However many landlords and homeowners associations in Atascadero may require renters or owners to carry a minimum amount of liability coverage. An umbrella policy can help meet these requirements while also protecting your personal assets.