The top-rated umbrella insurance agent in Bentonville, Arkansas is Josiah Dodson - GEICO Insurance Agent, rated 4.9 stars across 1,300 reviews. Other highly rated options include Farmers Insurance - Shelley Parson, Cribb Insurance Group Inc, Allan Davis Jr - State Farm Insurance Agent. This directory lists 23 umbrella insurance agents serving Bentonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josiah Dodson - GEICO Insurance Agent | 1706 SE Walton Blvd #6 | (479) 326-6100 |
| 2 | Farmers Insurance - Shelley Parson | 2001 SE J St #1 | (479) 271-8818 |
| 3 | Cribb Insurance Group Inc | 1601 SW Regional Airport Blvd | (479) 286-1066 |
| 4 | Allan Davis Jr - State Farm Insurance Agent | 1003 SE 14th St #23 | (479) 273-9993 |
| 5 | Professional Insurance Group | 1122 N Walton Blvd | (479) 273-6958 |
| 6 | Benchmarq Insurance | 304 SW 16th St #12 | (479) 636-4919 |
| 7 | DeWayne Trichell - State Farm Insurance Agent | 202 N Walton Blvd #10 | (479) 273-7719 |
| 8 | Farmers Insurance - Larry England | 1401 SW 14th St #11 | (479) 319-3575 |
| 9 | Goosehead Insurance - Luke Collins | 1912 S Walton Blvd Ste C | (479) 802-0681 |
| 10 | NWA Insurance Group Inc | 813 W Central Ave # 9 | (479) 657-2802 |
Josiah Dodson - GEICO Insurance Agent serves the Bentonville, Arkansas metro area, specializing in umbrella insurance for local homeowners and drivers. This agency provides liability coverage that extends beyond standard auto and home policies, protecting clients from major claims or lawsuits. It assists with policy bundling to simplify coverage needs and helps evaluate risk exposure for individuals and families in the region. The office handles umbrella insurance applications and provides guidance on increasing personal liability limits.
Farmers Insurance - Shelley Parson in Bentonville, AR offers umbrella insurance as a distinct one-time policy purchase or as an add-on scheduled with an existing homeowners or auto plan. This coverage provides extra liability protection beyond standard policy limits, safeguarding personal assets against major claims or lawsuits. The agent customizes each policy to the client's specific risk profile and property size. Service runs on both a one-time basis for standalone policies and as-needed when clients wish to review or adjust their coverage limits.
Serving Bentonville, Arkansas, and the surrounding communities, Cribb Insurance Group Inc operates as an umbrella insurance agent. It handles the additional liability coverage that extends beyond the limits of standard auto, home, or watercraft policies. This type of protection becomes crucial for clients seeking to safeguard their assets against major claims or lawsuits. For a typical job, the agency assesses a client’s overall risk exposure and specific existing policy limits to determine the appropriate umbrella coverage.
Allan Davis Jr - State Farm Insurance Agent in Bentonville, AR, provides comprehensive personal risk coverage and specializes in umbrella insurance policies. These liability extensions offer additional protection beyond standard homeowners or auto limits, safeguarding assets against major claims or lawsuits. The firm’s umbrella services function as a crucial backstop for residents managing higher net worth or potential exposure. Allan Davis Jr - State Farm Insurance Agent serves a diverse commercial clientele, including local offices, small warehouses, and food service operations, addressing their specific excess liability needs.
Arkansas weather can shift suddenly, leaving property owners in Bentonville exposed to unexpected liability claims. Professional Insurance Group assists local residents and business owners in securing umbrella insurance coverage that extends beyond standard policy limits. This extra layer of protection helps safeguard assets when a single accident or lawsuit threatens financial stability. The company is located in Bentonville, AR, and works directly with clients to identify their specific risk exposures before recommending coverage options. Their process begins with a thorough evaluation of existing policies and personal assets during an initial consultation.
Benchmarq Insurance in Bentonville, Arkansas, assists homeowners with residential umbrella insurance policies that extend liability protection beyond standard coverage limits. The agency also addresses commercial umbrella needs for local small businesses and rental properties in the greater Bentonville area. Agents work to help clients secure additional layers of defense against significant claims or lawsuits. They provide clear explanations of policy options and coordinate coverage details with primary insurers. Returning customers often contact the office between their regular policy reviews to update limits following major life events.
DeWayne Trichell - State Farm Insurance Agent serves the Bentonville, AR area as a local provider of umbrella insurance policies. This agency helps clients secure additional liability coverage that extends beyond the limits of standard home and auto policies. For those seeking more comprehensive asset protection, their professional guidance tailors coverage to match individual risk profiles. Policyholders often request add-on uninsured motorist coverage as a specialty service to further safeguard their financial well-being.
Farmers Insurance - Larry England in Bentonville, Arkansas provides umbrella insurance to protect clients from major claims and lawsuits that exceed standard policy limits. One-time service may address a sudden need for extra liability coverage, while recurring service ensures that these policies update with changes in personal assets. The agency assesses individual risk factors, including property and vehicle use, to propose appropriate coverage levels. Service runs on an as-needed basis when clients schedule a review or report a change in their circumstances.
Goosehead Insurance - Luke Collins specializes in umbrella insurance policies, offering an additional layer of liability protection for local clients in Bentonville, Arkansas. Its general service work helps safeguard personal assets beyond standard home and auto coverage limits. The agency provides this coverage for residents concerned about potential lawsuits arising from common incidents, such as a dog bite or an accident on their property. This service becomes especially helpful during the active summer months when increased hosting and outdoor activities raise the likelihood of such an injury claim.
What Does an a Umbrella Insurance Agent in Bentonville Cost?
The cost of an umbrella insurance policy in Arkansas typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Factors like driving record, number of properties, and claims history affect the premium. This is general information not insurance advice.
About umbrella insurance agents in Bentonville
Umbrella insurance agents in Bentonville Arkansas help you add a layer of liability protection beyond your auto and homeowners policies. Arkansas law does not require umbrella insurance but it can cover large claims or lawsuits. Local agents understand the risks specific to Northwest Arkansas including severe weather and recreational activities.
Frequently Asked Questions
What does an umbrella insurance agent in Bentonville do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your auto or home insurance limits. They review your assets and lifestyle to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Arkansas?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, income, and potential risks like owning a pool or rental property. Arkansas courts can award large judgments so higher limits may be wise.
Does umbrella insurance cover legal defense costs in Arkansas?
Yes umbrella policies typically cover legal defense costs even if the lawsuit is groundless. Arkansas follows the American rule where each party pays their own lawyer unless a contract or statute says otherwise. Your policy will pay for your defense up to the coverage limit.
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