The top-rated truck insurance agent in Laramie, Wyoming is Insurance Solutions by Laramie Investment Company, Inc., rated 4.9 stars across 201 reviews. Other highly rated options include Range Community Insurance, The Buckman Insurance Agency: Allstate Insurance, Western Skies Insurance Solutions Andrea Senior and Associates. This directory lists 20 truck insurance agents serving Laramie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Solutions by Laramie Investment Company, Inc. | 104 S 5th St | (307) 742-2103 |
| 2 | Range Community Insurance | 225 E Garfield St | (307) 292-1686 |
| 3 | The Buckman Insurance Agency: Allstate Insurance | 755 N 4th St | (307) 745-3202 |
| 4 | Western Skies Insurance Solutions Andrea Senior and Associates | 2523 E Garfield St Ste E | (307) 343-9020 |
| 5 | Scott McFarland - State Farm Insurance Agent | 1262 N 22nd St Unit A | (307) 742-5246 |
| 6 | Insurance Unlimited | 568 N 3rd St #100 | (307) 745-7447 |
| 7 | Farmers Insurance - Paul Tafoya | 866 N 4th St Ste. 1 | (307) 745-5488 |
| 8 | Andrea Senior | 2523 E Garfield St Ste E | (307) 343-9020 |
| 9 | Burns Insurance | 3908 Grand Ave # 201 | (307) 745-0400 |
| 10 | Mountain West Farm Bureau Mutual Insurance Company | 931 Boulder Dr | (307) 343-1959 |
Insurance Solutions by Laramie Investment Company, Inc. serves the Laramie, Wyoming area as a dedicated truck insurance agent. They offer coverage tailored for commercial trucking operations, including policies for over-the-road long-haul vehicles and local delivery fleets. The agency assists trucking businesses with managing risk and compliance requirements. Specific local services include liability protection for cargo and physical damage insurance for tractors and trailers.
Located in Laramie, WY, Range Community Insurance offers coverage for owner-operators and larger fleets. Trucks hauling goods across Wyoming’s highways benefit from liability and cargo protection, with policy adjustments throughout the year. Service plans include routine policy reviews and roadside assistance coordination. The agency also handles claims paperwork for local clients. It insures single-family homes along Front Street, apartments near the university, Main Street retail shops, and Grand Avenue restaurants.
The Buckman Insurance Agency: Allstate Insurance serves residents, business owners, and commercial fleet operators in Laramie, Wyoming, offering truck insurance policies. It provides coverage options for short-haul and long-haul trucking operations. The agency helps clients understand liability, physical damage, and cargo protection needs common to the regional freight industry. It also assists with personal auto, home, and business insurance products for local customers. The agency extends its truck insurance services to communities throughout Albany County and the nearby city of Rock Springs.
Western Skies Insurance Solutions Andrea Senior and Associates in Laramie, WY distinguishes between one-time policy adjustments and ongoing fleet coverage renewals for trucking clients. Their truck insurance agent services cover liability, physical damage, and cargo protection for local and regional operators. They help clients navigate regulatory requirements and commercial policy limits. Service typically runs on both a scheduled consultation basis for routine reviews and an as-needed basis for new equipment or incident claims.
Scott McFarland - State Farm Insurance Agent serves Laramie, WY and the surrounding southeastern Wyoming communities, handling truck insurance coverage for both local and long-haul commercial vehicles. The agency works with heavy-duty trucks and rigs, seeking suitable policies for owner-operators and small fleets operating across regional routes. Each client's coverage is approached individually, reviewing cargo, liability, and physical damage needs before presenting tailored policy options. The agency typically concludes a job by coordinating with underwriters to finalize binding documents that meet specific state and federal requirements.
With harsh Wyoming winters creating unpredictable road conditions, fleet operators and independent drivers in Laramie rely on Insurance Unlimited to secure appropriate commercial truck coverage. The agency offers tailored policies that address the unique liability and cargo risks on Interstate 80 and local highways. They work with multiple carriers to find coverage suited for both long-haul and regional trucking needs. A thorough assessment of a vehicle’s condition and the driver’s history is always conducted before any policy is finalized, beginning with a detailed inspection step.
Farmers Insurance - Paul Tafoya provides truck insurance coverage in Laramie, Wyoming, offering liability protection and physical damage policies. Specialty add-ons available include cargo insurance, roadside assistance, and coverage for non-trucking liability. Commercial exposure risks are managed for delivery operations, long-haul trucking, and local fleets. Farmers Insurance - Paul Tafoya serves the commercial insurance needs of offices, warehouses, and food service businesses.
Located in Laramie, WY, Andrea Senior offers residential insurance solutions tailored for personal vehicle needs. This practice also provides commercial coverage designed specifically for truck operators, addressing the unique risks associated with local and regional hauling in southeastern Wyoming. Serving the greater Laramie area, the agency helps clients navigate policy requirements for both personal and business fleets. Follow-up service is available between regular visits to adjust coverage as driving patterns change.
Burns Insurance is known as a truck insurance agent located in Laramie, Wyoming, offering policies tailored for commercial truck operators across the region. Its representatives work with carriers to secure liability and physical damage coverage that meets regulatory requirements while addressing the unique risks of long-haul and local routes. The agency typically reviews cargo insurance limits and assists with non-trucking liability endorsements for leased operators. For an added layer of protection, Burns Insurance can include coverage for roadside assistance and towing services in a policy.
Mountain West Farm Bureau Mutual Insurance Company offers specialized truck insurance for commercial vehicles operating in the Laramie area. The agency underwrites policies covering liability, cargo, and physical damage, then provides ongoing support for standard coverage and policy adjustments. Its agents understand the unique risks facing long-haul and local routes across Wyoming’s varied terrain. The office assists owners before the seasonal harvest increase, when fleets require expanded cargo protection and temporary coverage for additional drivers on rural highways.
What Does a a Truck Insurance Agent in Laramie Cost?
Typical truck insurance costs in Wyoming range from 8,000 to 15,000 dollars per year for a single owner-operator with a standard policy. For a small fleet of five trucks, annual premiums can range from 35,000 to 60,000 dollars. Factors like driving record, cargo type, and annual mileage affect the price. This is general information, not insurance advice.
About truck insurance agents in Laramie
Truck insurance agents in Laramie, Wyoming help commercial drivers and fleet owners meet state requirements. Wyoming law mandates minimum liability coverage for commercial trucks, and agents can guide you through the specific limits set by the Wyoming Department of Transportation. Local agents understand the unique risks of driving I-80 and rural routes in Albany County.
Frequently Asked Questions
What are the minimum insurance requirements for commercial trucks in Wyoming?
Wyoming requires a minimum of 750,000 dollars in liability coverage for most commercial trucks hauling property. For trucks carrying hazardous materials or operating interstate, federal limits may apply. An agent can help you meet both state and federal rules.
How do I find a truck insurance agent in Laramie?
You can search for licensed agents through the Wyoming Insurance Department website or visit local agencies in Laramie. Many agents specialize in commercial auto and trucking policies. Ask about their experience with owner-operators and small fleets.
Does Wyoming require uninsured motorist coverage for commercial trucks?
Wyoming does not require commercial truck policies to include uninsured motorist coverage, but it is often recommended. Without it, you may face out-of-pocket costs if an uninsured driver hits your truck. An agent can explain the options available.