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Find Truck Insurance Agents Near You in Germantown, WI

Looking for a truck insurance agent in Germantown? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Germantown, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Wisconsin before hiring.
Showing 4 truck insurance agents in Germantown, WI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph Hoell Insurance
W175N11081 Stonewood Dr UNIT 200, Germantown, WI 53022
(262) 214-0999 hoellagency.com
Keener Insurance Solutions LLC
W175N11163 Stonewood Dr UNIT 108, Germantown, WI 53022
(262) 293-9144 keenerinsurancesolutions.com
Frydach Insurance
W175N11163 Stonewood Dr #229, Germantown, WI 53022
(262) 437-0036 frydachinsurance.com
Capital-Richter Insurance Services
W156N11385 Pilgrim Rd, Germantown, WI 53022
(262) 250-0819 capitalinsurers.com

Truck insurance agents in Germantown Wisconsin help owner-operators and fleet owners find coverage that meets state and federal requirements. Wisconsin law requires minimum liability insurance for commercial trucks, and agents can explain local regulations. They can also assist with cargo insurance and physical damage coverage for trucks operating in Germantown and across the state.

What Does a Truck Insurance Agent in Germantown Cost?

Typical truck insurance costs in Wisconsin range from 8,000 to 15,000 dollars per year for a single commercial truck, depending on driving record, cargo type, and coverage limits. Owner-operators in Germantown may pay more for high-risk loads or less for local routes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Wisconsin?
Wisconsin requires commercial trucks to carry at least 750,000 dollars in liability insurance for general freight and higher limits for hazardous materials. Agents in Germantown can help you meet these minimums and recommend additional coverage.
Do I need a specific type of insurance for a dump truck in Germantown?
Yes, dump trucks often require specialized coverage because of the unique risks of hauling heavy loads. A local agent can explain the difference between standard commercial auto and motor truck cargo insurance for dump truck operations.
How does Wisconsin law affect truck insurance rates for Germantown drivers?
Wisconsin is a fault state, meaning the at-fault drivers insurance pays for damages. This can affect your premium if you have accidents or violations. Agents consider Wisconsin traffic laws and local driving conditions when quoting rates.