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Find Truck Insurance Agents Near You in St Albans, WV

Browse truck insurance agents serving St Albans, West Virginia. Updated 2026-07-14.

The top-rated truck insurance agent in St Albans, West Virginia is J.C. Spears - State Farm Insurance Agent, rated 5.0 stars across 335 reviews. Other highly rated options include Colby Johnson - State Farm Insurance Agent, Affordable Insurance Solutions: Ethan Poole, Saint Albans Insurance Agency. This directory lists 14 truck insurance agents serving St Albans.

Showing 14 truck insurance agents in St Albans, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1J.C. Spears - State Farm Insurance Agent120 Walnut St(304) 722-7227
2Colby Johnson - State Farm Insurance Agent222 Third Ave(304) 722-4201
3Affordable Insurance Solutions: Ethan Poole1000 6th Ave(304) 727-0969
4Saint Albans Insurance Agency701 6th Ave(304) 396-7353
5State Farm Insurance222 Third Ave(304) 722-4201
6Morris Insurance Services715 6th Ave(304) 722-6443
7D. Scott Jarrett: Allstate Insurance200 Kanawha Terrace #5(304) 220-7026
8Horace Mann Insurance1000 6th Ave(304) 727-0969
9Nationwide Insurance: Oscar R Sanford Ii500 4th St(304) 722-4627
10LeRose Insurance LLC701 6th Ave(304) 722-5512
JC
120 Walnut St
J.C. Spears - State Farm Insurance Agent
Truck Insurance Agent · St Albans, WV

J.C. Spears - State Farm Insurance Agent serves the St Albans, WV metro area and provides truck insurance policies for local commercial vehicle operators. The agency works with drivers to secure coverage that meets state requirements for liability and cargo protection. Policy options can address the unique risks of hauling freight on regional highways and rural roads. The firm also assists with physical damage coverage for truck fleets and individual owner-operators in the region.

CJ
222 Third Ave
Colby Johnson - State Farm Insurance Agent
Truck Insurance Agent · St Albans, WV

Colby Johnson - State Farm Insurance Agent in St Albans, WV offers truck insurance policies covering liability, collision, and comprehensive protection. The agency provides ongoing policy reviews and claims assistance to help commercial drivers maintain adequate coverage. It serves local trucking operations needing tailored risk management for vehicles and cargo. The services address single-family homes, apartments, retail establishments, and restaurants that may operate small fleets or delivers using commercial trucks.

AI
1000 6th Ave
Affordable Insurance Solutions: Ethan Poole
Truck Insurance Agent · St Albans, WV

Affordable Insurance Solutions: Ethan Poole serves commercial truck owners, owner-operators, and small fleet operators based in St Albans, WV. The agency focuses on securing the required liability and physical damage coverage needed to keep trucks legally on the road. Policies are tailored to the specific risks of hauling freight through the region. The same service is offered to businesses running routes into neighboring Hurricane and the broader Charleston metro area.

SA
701 6th Ave
Saint Albans Insurance Agency
Truck Insurance Agent · St Albans, WV

Saint Albans Insurance Agency serves St Albans and the surrounding communities in West Virginia, specializing in truck insurance. It handles coverage for commercial vehicles, including liability, physical damage, and cargo protection. The agency understands the unique risks faced by local truck operators on regional roads and highways. To manage a typical job, it first reviews the client’s fleet size and operational routes. Then it compares policy options from multiple carriers to balance adequate protection with budget considerations.

SF
222 Third Ave
State Farm Insurance
Truck Insurance Agent · St Albans, WV

At State Farm Insurance in St Albans, WV, clients can choose between a single policy purchase for a specific haul or ongoing commercial auto protection that renews automatically. Coverage options are designed to safeguard cargo, liability, and physical assets during operation. As a truck insurance agent, the office assists local owner-operators and fleet managers in tailoring policies to match their specific routes and risk profiles. Services are available on either a one-time policy basis or as a recurring scheduled arrangement as needed.

MI
715 6th Ave
Morris Insurance Services
Truck Insurance Agent · St Albans, WV

Morris Insurance Services helps local business owners, owner-operators, and commercial fleets find coverage for their heavy trucks and liability needs in St Albans, West Virginia. The agency works with carriers that understand the specific risks of hauling goods through the Appalachian region. Policies offered typically cover cargo, physical damage, and non-trucking liability for over-the-road drivers. The firm also assists clients located in the nearby Charleston metro area.

DS
200 Kanawha Terrace #5
D. Scott Jarrett: Allstate Insurance
Truck Insurance Agent · St Albans, WV

D. Scott Jarrett: Allstate Insurance offers truck insurance agent services in St Albans, WV. It assists owner-operators and small fleets with obtaining liability, physical damage, and cargo coverage for commercial vehicles. The agency also handles general personal auto, home, and life insurance needs for local residents. It helps truckers manage insurance requirements during the busy fall harvest season when increased hauling of agricultural goods raises risk exposure for rural routes.

HM
1000 6th Ave
Horace Mann Insurance
Truck Insurance Agent · St Albans, WV

As winter approaches in St Albans, WV, commercial fleets often need updated policies that cover ice-related risks on rural Interstate 64 segments. Horace Mann Insurance addresses this by specializing in tailored coverage for local trucking operations, including liability and cargo protection for both long-haul and regional routes. The company works directly with each business to ensure compliance with federal safety regulations. The initial process begins with a thorough review of your fleet’s current insurance documentation during a complimentary risk assessment.

NI
500 4th St
Nationwide Insurance: Oscar R Sanford Ii
Truck Insurance Agent · St Albans, WV

Nationwide Insurance: Oscar R Sanford Ii in St Albans, WV provides truck insurance coverage for commercial vehicles operating in West Virginia and surrounding regions. Specializing in tailored policies, the agency offers add-ons such as cargo protection, physical damage coverage, and roadside assistance for tractor-trailers and fleets. These services help mitigate risks associated with long-haul and local deliveries. The agency can serve businesses running offices, warehouses, and food service operations, ensuring appropriate liability and asset protection for diverse transportation needs.

LI
701 6th Ave
LeRose Insurance LLC
Truck Insurance Agent · St Albans, WV

LeRose Insurance LLC provides residential truck insurance services to clients in St Albans, WV, helping owner-operators protect their personal vehicles used in local hauls. The agency also arranges commercial coverage for larger fleets operating throughout the greater Kanawha Valley region. Their work includes assessing individual policy needs to match state requirements and cargo liabilities. After claims or seasonal policy reviews, customers often return for adjustments or renewals between regular visits.

TI
221 4th Ave
Trusted insurance co
Truck Insurance Agent · St Albans, WV
(304) 202-1478
luciennevina259076.wixsite.com/trusted-insurance-co
TI
520 6th Ave
Truist Insurance Services
Truck Insurance Agent · St Albans, WV
(304) 722-0300
truist.com
TP
1000 6th Ave
Trace Poole Insurance
Truck Insurance Agent · St Albans, WV
(304) 727-0969
affordableautohomelife.com
FB
200 Kanawha Terrace #5
Ficon-Bush Insurance Agency, Inc
Truck Insurance Agent · St Albans, WV
(304) 727-7228

What Does a a Truck Insurance Agent in St Albans Cost?

Truck insurance costs in West Virginia vary widely based on factors like driving history, cargo type, and annual mileage. Owner-operators may pay between 8,000 and 15,000 dollars per year for basic liability coverage, while full coverage policies can exceed 20,000 dollars annually. Larger fleets often receive lower per-truck rates. This is general information and not insurance advice.

About truck insurance agents in St Albans

Truck insurance agents in St Albans, West Virginia help owner-operators and fleets find coverage that meets state and federal requirements. West Virginia law mandates minimum liability limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 25,000 dollars for property damage. A local agent can guide you through these requirements and help you secure additional coverage for cargo, physical damage, and non-trucking liability.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in West Virginia?

West Virginia requires commercial trucks to carry at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury liability, plus 25,000 dollars for property damage liability. Higher limits may be needed for interstate hauling or specific cargo types.

Do I need a specific type of insurance for hauling hazardous materials in St Albans?

Yes, if you haul hazardous materials you must carry additional coverage as required by federal regulations and West Virginia law. Your truck insurance agent can help you find a policy that meets these special requirements.

How does my driving record affect truck insurance costs in West Virginia?

Your driving record is a key factor in determining your premium. Accidents, tickets, or violations can increase rates significantly. A clean record may help you secure lower costs with a local agent in St Albans.

Truck Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.