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Truck Insurance Agents in Graham, WA

Directory of truck insurance agents in Graham, Washington. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Graham, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 5 truck insurance agents in Graham, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sheila York - State Farm Insurance Agent
22205 Meridian E #110, Graham, WA 98338
(253) 531-1800 sheilayorkagency.com
John Hall Insurance Agency LLC American Family Insurance
10219 196th St Ct E B, Graham, WA 98338
(253) 846-7000 amfam.com
Farmers Insurance - Donald Zaraski
21916 Meridian E, Graham, WA 98338
(253) 201-9772 agents.farmers.com
Stiller Insurance Services
6911 251st St Ct E, Graham, WA 98338
(253) 820-4630
Allied Nation Wide Insuracne
8804 258th St E, Graham, WA 98338
(253) 875-6240

Truck insurance agents in Graham, Washington help owner-operators and fleet managers secure the right coverage for their vehicles. Washington state law requires minimum liability insurance of $750,000 for for-hire carriers operating intrastate, as set by the Washington Utilities and Transportation Commission. Local agents understand the specific needs of trucking in Pierce County and can guide you through coverage options.

What Does a Truck Insurance Agent in Graham Cost?

Typical costs for truck insurance in Washington range from $8,000 to $15,000 per year for a single owner-operator with basic liability and physical damage coverage. Full coverage with cargo and general liability can cost $12,000 to $25,000 annually. Rates vary based on driving history, vehicle value, and cargo type. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Washington?
Washington requires for-hire carriers to have at least $750,000 in liability coverage. Private carriers must meet the state minimum of $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. Your agent can help you meet these requirements.
Do I need cargo insurance for my truck in Graham?
Cargo insurance is not required by Washington law but is often required by shippers or brokers. It covers the value of the goods you are hauling in case of damage or theft. Many agents recommend it for full protection.
How do Washington state laws affect my truck insurance premium?
Washington has a high minimum liability limit for for-hire carriers, which can increase premiums. The state also requires uninsured motorist coverage unless you waive it in writing. Your driving record and the type of cargo you haul also affect your rate.