The top-rated truck insurance agent in Roanoke, Virginia is Bill Meador Insurance Agency, rated 4.9 stars across 930 reviews. Other highly rated options include Banks Insurance Agency, Inc., Epic Insurance Group, Direct Auto Insurance. This directory lists 21 truck insurance agents serving Roanoke.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Meador Insurance Agency | 3241 N Electric Rd Suite 1C | (540) 904-7833 |
| 2 | Banks Insurance Agency, Inc. | 2715 Brambleton Ave SW | (540) 776-6401 |
| 3 | Epic Insurance Group | 3800 Electric Rd SW Suite 205 | (540) 269-1301 |
| 4 | Direct Auto Insurance | 3214 Electric Rd SW # 107 | (540) 339-3330 |
| 5 | Holley Insurance | 3629 Franklin Rd SW Ste 207 | (540) 985-6554 |
| 6 | Beveridge & Akers Insurance Group | 2772 Electric Rd SW # 3 | (540) 777-4877 |
| 7 | Hufford Insurance Jill | 5219 Peters Creek Rd Ste 1 | (540) 362-1001 |
| 8 | Brogan Insurance | 3224 Peters Creek Rd | (540) 366-8264 |
| 9 | Michael Craft - GEICO Insurance Agent | 4750 Valley View Blvd NW Ste 20 | (540) 985-6550 |
| 10 | Farmers Insurance: Caleb Mann Agency | 508 Gus W Nicks Blvd NE | (540) 342-6266 |
Bill Meador Insurance Agency serves the Roanoke, VA metro area and its surrounding counties as a truck insurance agent. The company assists local owner-operators and large fleets in obtaining coverage tailored to their specific needs. Their work involves helping commercial drivers and transport companies manage risk on the road. They handle both liability insurance as well as physical damage coverage for commercial trucks operating throughout the region.
Banks Insurance Agency, Inc. provides a full range of truck insurance services, including liability, physical damage, and cargo coverage for commercial vehicles in the Roanoke, VA area. The agency offers tailored risk management plans and regular policy reviews to help clients maintain appropriate coverage as their fleets or operations evolve. Its services specifically support single-family homes, apartment complexes, retail establishments, and restaurants that rely on trucking operations for their business needs.
Epic Insurance Group serves fleet owners, independent owner-operators, and transportation businesses throughout the Roanoke area. It offers liability coverage, physical damage protection, cargo insurance, and tailored policies for commercial trucking operations. Working with multiple carriers, the agency helps drivers meet federal and state compliance requirements while protecting their assets on the road. In addition to serving Roanoke clients, Epic Insurance Group also covers businesses operating in the greater Salem corridor.
Direct Auto Insurance in Roanoke, Virginia, provides truck insurance for commercial vehicles of various sizes. Its service plans emphasize getting local truck operators proper coverage for freight hauling and specialized cargo. Ongoing maintenance account options keep policies current with changing route regulations and distance requirements. The agency regularly assists independent drivers and small fleet owners in evaluating their liability and cargo protection needs for daily delivery operations. It typically serves owner-operators transporting goods, including those serving local retail locations and regional restaurant chains and convenience stores.
Holley Insurance serves Roanoke and the surrounding communities of southwest Virginia, handling truck insurance for local and regional operators. It addresses the coverage needs specific to commercial trucks, including liability and cargo protection. The agency works with drivers to review their operational risks and vehicle types. It approaches each typical job by first assessing the client’s hauling routes and fleet size, then matching those details with appropriate policy options from its available carriers.
Beveridge & Akers Insurance Group distinguishes between one-time policy setups and ongoing service renewals for truck operators in Roanoke, VA. Their coverage protects against liability, cargo damage, and physical loss for commercial vehicles. Claims assistance and policy adjustments are available throughout the life of a policy. This truck insurance agent provides support on both a scheduled review basis for annual renewals and an as-needed basis for unexpected coverage changes or claims events.
As the spring shipping season picks up along the I-81 corridor, commercial fleets in Roanoke often require updated liability coverage to match new cargo schedules. Hufford Insurance Jill provides truck insurance agent services tailored to these regional demands, offering policies that address both local delivery routes and long-haul operations. Drivers and fleet owners work directly with the agency to secure proper protection under current Virginia transportation regulations. To begin this process, Hufford Insurance Jill schedules an in-person review of each vehicle’s mileage records and cargo manifests.
Brogan Insurance assists commercial drivers and fleet operators with their coverage needs in Roanoke, VA. The agency specializes in adding tailored endorsements for cargo, non-trucking liability, and physical damage protection onto standard policies. They evaluate each client's specific routes and vehicle types to ensure adequate limits. Brogan Insurance can serve a variety of businesses, including trucking companies with multiple rigs, local delivery offices, warehouses that rely on freight transport, and food service providers with temperature-controlled logistics.
Michael Craft - GEICO Insurance Agent provides specialized truck insurance options for commercial vehicle operators in Roanoke, VA. The company works with owner-operators and small fleets to arrange coverage tailored to local hauling needs and regional routes. General insurance services include liability, physical damage, and cargo policies designed for the trucking industry. The agency understands how weather-related road conditions and seasonal freight fluctuations can create added risks, and it helps clients adjust their coverage accordingly before peak shipping periods or winter storm seasons.
What Does a a Truck Insurance Agent in Roanoke Cost?
Truck insurance in Virginia typically costs between 8000 and 15000 dollars per year for a single semi truck with basic liability coverage. Full coverage including cargo physical damage and higher liability limits can range from 12000 to 25000 dollars annually. Actual costs depend on your specific risk profile and coverage needs. This is general information and not insurance advice.
About truck insurance agents in Roanoke
Truck insurance agents in Roanoke Virginia help owner operators and fleet managers secure liability physical damage and cargo coverage. Virginia law requires minimum liability limits of 750000 dollars for interstate commercial trucks under federal regulations. Local agents understand the specific risks of driving on I-81 and I-581 through the Roanoke Valley.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Virginia?
For interstate trucks you need at least 750000 dollars in liability coverage as required by the FMCSA. Intrastate trucks operating only in Virginia must carry at least 25000 dollars per person and 50000 dollars per accident for bodily injury plus 20000 dollars for property damage.
Do I need cargo insurance for my truck in Roanoke?
Cargo insurance is not required by Virginia law but most shippers and brokers will require it. Typical cargo coverage limits range from 50000 to 100000 dollars depending on the value of goods you haul.
How do Roanoke truck insurance agents determine my premium?
Agents look at your driving record years of experience type of cargo annual mileage and the value of your truck. Local factors like accident rates on Roanoke roads can also affect your rate.
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