Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 2 truck insurance agents in Chesterfield, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kilgo Insurance LLC
713 N Courthouse Rd Suite 201, Chesterfield, VA 23236
(804) 403-7400
kilgoinsurance.com
Boisseau Insurance Services
10303 Memory Ln Ste 102, Chesterfield, VA 23832
(804) 796-2945
boisseauinsuranceservices.com
What Does a Truck Insurance Agent in Chesterfield Cost?
Typical truck insurance costs in Virginia range from 8000 to 15000 dollars per year for a single truck depending on driving record cargo type and coverage limits. Factors like your safety rating and years of experience also affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Virginia?
Virginia requires interstate commercial trucks to carry at least 750000 dollars in liability insurance. For intrastate operations the minimum is 300000 dollars. You must also file proof of insurance with the Virginia DMV using Form SR 22 or Form FI if required.
Do I need a specific type of agent for truck insurance in Chesterfield?
You should work with an agent who specializes in commercial truck insurance. These agents understand the unique risks of hauling freight and can help you meet the Virginia DMV filing requirements. They also know the specific underwriting rules for different cargo types and truck sizes.
How does Virginia law affect my truck insurance policy?
Virginia is a fault state meaning the at-fault driver is responsible for damages. Your policy must include uninsured motorist coverage. If you operate under a USDOT number you must also comply with federal minimum insurance levels set by the FMCSA.