The top-rated truck insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,187 reviews. Other highly rated options include Insurance Source Of Dallas, Erick Martinez - State Farm Insurance Agent, Insurance of DFW. This directory lists 18 truck insurance agents serving Richardson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rodriguez Insurance Agency LLC | 901 Waterfall Way #701 | (972) 528-6695 |
| 2 | Insurance Source Of Dallas | 888 S Greenville Ave Ste 134 | (972) 907-1100 |
| 3 | Erick Martinez - State Farm Insurance Agent | 2107 W Buckingham Rd | (214) 556-2092 |
| 4 | Insurance of DFW | 1056 E Belt Line Rd | (469) 518-9695 |
| 5 | Decisive Insurance Agency | 2100 N Greenville Ave ste 203 | (214) 730-0391 |
| 6 | Basha Insurance | 1001 S Sherman St ste 100D | (972) 677-7770 |
| 7 | Lopez Auto Insurance | 1332 S Plano Rd Ste 525 | (469) 397-4330 |
| 8 | Highstreet Insurance - Sandy Garza & Associates | 3400 N Central Expy Suite 110-221 | (972) 889-1833 |
| 9 | Jarrod Rush - State Farm Insurance Agent | 2460 N Central Expy Ste 202 | (214) 660-5176 |
| 10 | Assurnet Insurance Agency Agent: Mark Solomon, Sr. | 833 E Arapaho Rd #107 | (214) 739-5610 |
Rodriguez Insurance Agency LLC serves the Richardson, Texas, metro area as a local truck insurance agent. It connects truck operators with policies that meet legal and financial requirements for commercial vehicles. Coverage options available through this agency help address both liability exposures and physical damage to cargo or equipment. Staying compliant with Texas Department of Motor Vehicle regulations is a crucial part of its work. This agency regularly handles policies tailored for local delivery fleets and long-haul operators serving the Dallas-Fort Worth region.
Serving Richardson, Texas, and the surrounding Dallas-Fort Worth metro area communities, Insurance Source Of Dallas provides commercial truck insurance for owner-operators and fleet businesses. The agency handles necessary coverages for over-the-road and local hauling operations, including liability, physical damage, and cargo insurance. Each policy is structured after a careful assessment of the trucking operation’s specific routes, cargo types, and annual mileage, ensuring the coverage matches the driver’s daily exposure on the road.
Erick Martinez - State Farm Insurance Agent serves local businesses and independent truck operators seeking liability and cargo coverage in Richardson, Texas. The agency helps commercial drivers understand policy options for their specific rigs and routes. They assist with claims filing and coverage adjustments for owner-operators and small fleets. Regional trucking insurance requires attention to local regulations and common hazards on Dallas-area highways. The agent also covers nearby areas in Plano and the broader Collin County transportation corridor.
Insurance of DFW serves Richardson, Texas, and the surrounding Dallas-Fort Worth communities. It specializes in arranging commercial truck insurance policies for local owner-operators and small fleet companies. The agency handles typical needs such as liability coverage, physical damage protection, and cargo insurance. When working with a client, it first reviews driving records and operational routes. It then compares quotes from multiple carriers to find a suitable policy that meets the required Texas regulations.
Decisive Insurance Agency in Richardson, TX distinguishes between one-time policy placements and ongoing coverage that renews annually. Its truck insurance options include liability, cargo, and physical damage protection tailored to local freight routes. Policies address the risks of long-haul and regional operations, helping fleets maintain compliance with transportation regulations. Services run on either a one-time basis for single purchases or an as-needed schedule for certificate updates and coverage adjustments.
Basha Insurance specializes in commercial truck insurance, offering liability, physical damage, and cargo coverage for local and long-haul operators. It also serves owner-operators and small fleets in the Richardson, TX area. The agency works with multiple carriers to match policies to varying operational risks, such as route lengths and cargo types. As winter weather approaches, it helps truckers secure coverage for load securement and reduced traction incidents that are common on regional highways during icy conditions.
Homeowners and business owners in Garland, Texas seeking reliable coverage for commercial vehicles turn to Lopez Auto Insurance for truck insurance agent services. This agency helps clients navigate insurance policies designed specifically for trucks operating in the area. It assists with risk management for local haulers and delivery fleets. Focusing on the unique needs of truck operators, it provides guidance on liability and cargo protection. Lopez Auto Insurance also extends its truck insurance services to neighboring communities within the Dallas-Fort Worth metro, including Richardson.
Winter weather and fluctuating freight demand often leave Richardson trucking operators reassuring clients while adjusting coverage. Highstreet Insurance - Sandy Garza & Associates provides commercial truck insurance agent services tailored to local fleets. Because regulations and cargo limits change frequently, they review policy details and liability limits during client consultations. A comprehensive initial inspection of vehicles and operational logs starts each new account with accurate carrier assessments and compliance verification.
Jarrod Rush - State Farm Insurance Agent in Richardson, TX, provides truck insurance coverage for commercial vehicles operating in the local area and elsewhere. The agency focuses on policies that address liability, cargo protection, and physical damage for various trucking operations. Policies can be arranged for owner-operators and small fleets, with options to add coverage for trailers and non-trucking liability. The office serves commercial sectors including offices with delivery vehicles, warehouses managing logistics, and food service establishments requiring refrigeration coverage.
Residential clients in Richardson can work with Assurnet Insurance Agency for their truck insurance needs. Agent Mark Solomon, Sr. handles commercial coverage for businesses operating in Texas. A truck insurance agent helps protect vehicles and cargo while meeting regulatory requirements. This office provides tailored policies for local operators and fleet owners. Between regular visits, customers can follow up for policy adjustments or additional coverage as their driving needs change.
What Does a a Truck Insurance Agent in Richardson Cost?
Truck insurance costs in Texas typically range from 8,000 to 15,000 dollars per year for a single owner-operator with basic liability. Full coverage with physical damage and cargo can cost 12,000 to 25,000 dollars annually. Rates vary based on driving record, truck value, cargo type, and miles driven. This is general information, not insurance advice.
About truck insurance agents in Richardson
Truck insurance agents in Richardson Texas help owner-operators and fleets find coverage that meets Texas Department of Motor Vehicles requirements. Texas law mandates minimum liability limits of 300,000 dollars for commercial trucks. Local agents understand Richardson traffic patterns and nearby freight routes along Highway 75.
Frequently Asked Questions
What minimum liability coverage does Texas require for commercial trucks?
Texas requires commercial trucks to carry at least 300,000 dollars in liability insurance for bodily injury per person and 25,000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do truck insurance agents in Richardson offer policies for owner-operators?
Yes, many Richardson agents offer policies for owner-operators including primary liability, physical damage, and cargo coverage. They can also help with non-trucking liability insurance when the truck is used for personal trips.
How does Texas law affect truck insurance rates in Richardson?
Texas is a tort state, meaning fault determines liability in accidents. This can lead to higher premiums compared to no-fault states. Local agents consider Richardson accident data and nearby highway risks when quoting rates.
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