Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 4 truck insurance agents in Melissa, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brady Paxman - State Farm Insurance Agent
3106 McKinney St #100, Melissa, TX 75454
(972) 837-2121
teampaxman.com
J.J. Chapa Insurance Agency
2916 Santa Fe St, Melissa, TX 75454
(972) 364-4981
Farmers Insurance - R Curt Feagin
1707 Cooper St, Melissa, TX 75454
(469) 732-3442
agents.farmers.com
Benefit Wranglers
3607 Wolf Creek Ln, Melissa, TX 75454
(469) 667-6728
benefitwranglers.godaddysites.com
What Does a Truck Insurance Agent in Melissa Cost?
Truck insurance in Texas typically costs between 8,000 and 15,000 dollars per year for a single commercial truck, depending on driving history, cargo type, and coverage limits. Factors like mileage and radius of operation also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Melissa Texas?
Texas requires commercial trucks to carry at least 30,000 dollars for bodily injury per person, 60,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are often needed for interstate hauling or hazardous materials.
Do I need a specific type of insurance for a dump truck in Melissa?
Yes, dump trucks typically require a commercial auto policy with higher liability limits and physical damage coverage. Many agents recommend including cargo insurance and on-hook coverage for debris or equipment.
How does Texas law affect truck insurance rates in Melissa?
Texas is a fault state, meaning the at-fault driver pays for damages. This can increase premiums for drivers with accidents. Local agents can help you compare quotes from multiple carriers to find a policy that fits your budget.