The top-rated truck insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include Acceptance Insurance, Direct Auto Insurance, LSM Insurance Agency. This directory lists 19 truck insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | Acceptance Insurance | 2801 Avenue Q | (806) 329-3345 |
| 3 | Direct Auto Insurance | 6315 82nd St | (806) 589-6351 |
| 4 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 5 | Freeway Insurance | 2406 34th St | (806) 419-1126 |
| 6 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 7 | Weston Taylor Insurance | 8207 Ithaca Ave # C | (806) 783-0130 |
| 8 | The Shropshire Insurance Agency, Inc. | 5812 66th St | (806) 763-7311 |
| 9 | Beadle Insurance Agency, LLC | 8008 Slide Rd Suite 22 | (806) 798-7900 |
| 10 | Fransan Insurance Services | 1310 34th St | (806) 747-9560 |
Grimes Insurance Agency Inc. serves the Lubbock, Texas, area, offering truck insurance agent services for local and regional commercial vehicle operators. The agency works with clients to identify appropriate coverage solutions tailored to the specific demands of freight and hauling operations. Policies commonly address liability, cargo, and physical damage exposures inherent to over-the-road trucking. With a focus on the Texas panhandle logistics environment, Grimes Insurance Agency Inc. handles primary liability insurance for tractor-trailer fleets and non-trucking liability coverage for owner-operators.
Acceptance Insurance provides truck insurance services to commercial vehicle operators in Lubbock, Texas, focusing on essential liability coverage and cargo protection for long-haul and local freight haulers. The agency also offers specialized add-ons such as physical damage insurance and roadside assistance to address common operational risks. These policies are available for a range of commercial sectors, including offices, warehouses, and food service operations that rely on fleet transportation.
Direct Auto Insurance in Lubbock, Texas, provides residential service for personal vehicles and driver liability needs. The agency also extends commercial coverage to truck operators, ensuring local businesses and independent drivers meet regulatory requirements. Serving Lubbock and the surrounding South Plains area, the team offers guidance on policy options for various truck sizes. The office encourages follow-up visits between regular insurance periods to update coverage when needs change.
LSM Insurance Agency in Lubbock, Texas provides a comprehensive range of truck insurance agent services, including policy consultations and claims assistance for commercial vehicle operators. It offers tailored coverage solutions for local and long-haul fleets, with maintenance or service plans designed to help manage risk and meet regulatory requirements specific to the trucking industry. The agency focuses on helping businesses protect their assets through clear, professional guidance. Its services cover a broad spectrum of properties, including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance in Lubbock, Texas, is recognized for providing tailored coverage options to local trucking operations. Its services address commercial auto liability, physical damage protection, and cargo insurance designed to meet region-specific hauling needs. The agency works with independent drivers and fleet operators across the surrounding agricultural and energy corridors. Drivers can also add on non-trucking liability coverage for personal use of their vehicle when it is not under dispatch.
Pirkle Weir Insurance Agency serves Lubbock, Texas, and the surrounding South Plains region with truck insurance services. For local independent drivers and larger fleet operators, the agency provides tailored policies that address the specific risks of commercial trucking, including cargo protection and liability coverage. Handling the unique requirements of the transportation industry demands careful risk assessment. The agency works to match each client with suitable coverage from its available carriers. Commercial auto liability and physical damage policies are common services it manages for trucking clients in this area.
Weston Taylor Insurance serves local trucking companies, owner-operators, and commercial fleet managers in Lubbock, Texas. The agency provides essential truck insurance coverage, including policies for cargo liability, physical damage, and general liability. As a dedicated truck insurance agent, it helps clients navigate the specific risk management needs of the transportation industry, ensuring compliance with federal and state requirements. The agency also extends its services to businesses operating in the surrounding community of Levelland, helping them secure appropriate coverage for their commercial vehicles.
The Shropshire Insurance Agency, Inc. serves Lubbock, Texas, and the surrounding South Plains communities. It handles commercial truck insurance policies for local and regional operators. The agency works to secure coverage for liabilities, cargo, and physical damage to the vehicle. Policies are matched to each fleet's specific hauling routes and operational demands. To handle a typical job, the agent reviews the client’s driver records and recent mileage logs to identify the most relevant coverage options from its available carriers.
Beadle Insurance Agency, LLC in Lubbock, TX helps truck operators choose between one-time trip coverage for occasional hauls and recurring policies for ongoing fleet operations. The agency then matches clients with appropriate liability, cargo, and physical damage protection for their commercial vehicles. Truck insurance in this region must account for local weather and long-haul routes into surrounding states. Coverage options are designed to protect assets on the road. Their service runs on a one-time, scheduled, or as-needed basis according to the client’s specific needs.
What Does a a Truck Insurance Agent in Lubbock Cost?
Truck insurance costs in Texas vary widely. A single owner-operator in Lubbock might pay 8000 to 15000 dollars per year for liability and physical damage coverage. Fleets may see lower per-truck rates. Factors like driving record, cargo type, and annual mileage affect premiums. This is general information and not insurance advice.
About truck insurance agents in Lubbock
Truck insurance agents in Lubbock Texas help owner-operators and fleets find coverage that meets state and federal requirements. Texas law mandates minimum liability insurance of 300000 dollars for commercial trucks operating in interstate commerce. Agents in Lubbock understand the unique risks of West Texas routes and can explain how Texas Department of Motor Vehicle regulations affect your policy.
Frequently Asked Questions
What minimum insurance does a truck need in Texas?
Texas requires commercial trucks to have at least 300000 dollars in liability coverage for interstate operations. Intrastate trucks may need different limits based on cargo and vehicle weight. An agent can help you meet Texas Department of Motor Vehicle filing requirements.
How do Lubbock truck insurance agents help with Texas regulations?
Agents in Lubbock know Texas specific rules like the Texas Commercial Motor Vehicle Safety Act. They can help you secure a Texas Department of Motor Vehicle insurance filing and advise on cargo insurance for agricultural hauls common in the region.
Can I get a policy for a single truck in Lubbock?
Yes, many Lubbock agents offer policies for single owner-operators. They can bundle physical damage coverage with liability and cargo insurance. Rates depend on driving history and the type of freight you carry.
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