The top-rated truck insurance agent in Lancaster, Texas is La Familia Auto Insurance, rated 4.9 stars across 1,021 reviews. Other highly rated options include A-MAX Auto Insurance, ALPA Insurance, Farmers Insurance - Louis Taylor. This directory lists 13 truck insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | La Familia Auto Insurance | 3250 W Pleasant Run Rd Ste. 120 | (972) 441-4021 |
| 2 | A-MAX Auto Insurance | 1445 W Pleasant Run Rd #600 | (972) 227-5000 |
| 3 | ALPA Insurance | 1450 Pleasant Run Rd Ste. 148 | (972) 218-2221 |
| 4 | Farmers Insurance - Louis Taylor | 1053 W Pleasant Run Rd | (469) 547-3550 |
| 5 | Kimberly Giddings - State Farm Insurance Agent | 211 W Pleasant Run Rd #101 | (972) 227-2302 |
| 6 | Fred Loya Insurance | 404 I-35E #102 | (469) 643-5236 |
| 7 | Ken Allen Insurance | 222 Pleasant Run Rd #102 | (972) 218-6700 |
| 8 | SIG/Pruner Insurance Group | 1506 S Interstate 35 E | (972) 224-3333 |
| 9 | American National Insurance Company - District Office | 3200 W Pleasant Run Rd Suite 460 | (972) 274-0119 |
| 10 | Texas Farm Bureau Insurance Company | 3380 N Interstate 35 East Service Rd | (972) 224-8247 |
La Familia Auto Insurance in Lancaster, Texas, is known for providing truck insurance coverage tailored to commercial vehicle operators. Its service range includes protection for both local delivery trucks and long-haul rigs operating across the Dallas-Fort Worth metroplex. The company assists drivers with filing claims related to cargo damage or roadside incidents. A specialty service it can add on is non-trucking liability insurance for owner-operators when their vehicle is not under dispatch.
A-MAX Auto Insurance serves the Lancaster, Texas metro area as a local provider of truck insurance policies. The agency works with commercial and independent truck operators to secure liability and physical damage coverage that meets state regulatory requirements. While specializing in risk management for heavy vehicles, it can also help arrange coverage for cargo and non-trucking liability exposures that are essential for fleet and owner-operator needs in this region.
ALPA Insurance provides a full range of commercial truck insurance services for operators in Lancaster, Texas. Its offerings typically include liability, cargo, and physical damage coverage tailored for fleets and owner-operators. The agency serves as an ongoing resource for policy adjustments, risk assessments, and compliance guidance for local trucking businesses. It services a variety of commercial properties such as trucking depots, maintenance yards, small freight terminals, and logistics hubs supporting independent hauls and regional routes.
Farmers Insurance - Louis Taylor serves Lancaster, Texas, and the surrounding Dallas County area, specializing in truck insurance agent services for local commercial vehicle operators. The agency helps independent drivers and small fleet owners secure proper liability coverage to comply with state and federal requirements. It also assists clients with physical damage protection for their trucks, trailers, and cargo. In this region, Farmers Insurance - Louis Taylor handles commercial auto insurance and comprehensive trucking policies to address business needs.
Kimberly Giddings - State Farm Insurance Agent in Lancaster, TX provides truck insurance coverage for commercial vehicles, including liability, physical damage, and cargo protection. It offers customized policy reviews to help truckers manage fleet or single-vehicle risks, along with claims assistance for accident or cargo loss situations. The agency serves owner-operators and small trucking companies, ensuring they meet state and federal insurance requirements. It services single-family homes, apartments, retail locations, and restaurants.
Fred Loya Insurance serves trucking businesses and independent owner-operators in Lancaster, Texas, providing liability, physical damage, and cargo coverage to help keep fleets operational. The agency works with clients to manage the specific risks of commercial trucking, such as long-haul routes and varying freight loads. Regular policy reviews ensure coverage aligns with changing operational needs and regulatory requirements in the region. Its team also offers services to companies hauling equipment or materials across nearby communities like DeSoto and the southern Dallas metro corridor.
Ken Allen Insurance serves local drivers and commercial vehicle owners in the Lancaster, Texas area who need truck insurance coverage. The agency provides policies tailored for heavy trucks, fleet operators, and independent owner-operators, helping them meet state requirements for liability and cargo protection. Their work focuses on explaining coverage options for long-haul and regional trucking risks. They also assist with policy adjustments as business needs change. The agency extends its services to clients in DeSoto and other communities throughout the southern Dallas-Fort Worth metro.
Serving clients in Lancaster, Texas, SIG/Pruner Insurance Group helps trucking operators choose between one-time liability policies for single hauls and recurring commercial coverage for fleets. Their work focuses on protecting vehicles, cargo, and driver risk across local and regional routes. Service hinges on individual policy terms, with many renewing on a scheduled basis or contacting the agency as soon as a new truck or route requires coverage.
Serving Lancaster, Texas, and the surrounding communities in Dallas County, American National Insurance Company - District Office handles truck insurance for local owner-operators and small fleet owners. Coverage typically addresses liability, cargo, and physical damage for commercial vehicles operating on area highways and rural roads. The agency works with clients to assess their specific operational routes and hauling risks. To handle a typical job, it reviews the client’s driving records and cargo profile before assembling a policy that matches the coverage needs to the daily demands of the trucking business.
Serving Lancaster and the surrounding communities in the Dallas-Fort Worth area, Texas Farm Bureau Insurance Company handles commercial truck insurance coverage for local owner-operators and small fleets. The agency addresses the specific risks of hauling goods, including liability protection for cargo and vehicles on Texas roads. To service a typical policy need, it assesses each client’s route, freight type, and vehicle class to recommend appropriate coverage levels that match operational demands.
What Does a a Truck Insurance Agent in Lancaster Cost?
Truck insurance costs in Texas vary widely based on driving record, cargo type, and annual mileage. Owner-operators might pay between $8,000 and $15,000 per year for basic liability. Full coverage including physical damage and cargo can range from $12,000 to $25,000 annually. This is general information, not insurance advice.
About truck insurance agents in Lancaster
Truck insurance agents in Lancaster Texas help owner-operators and fleets meet state minimum liability requirements. Texas law mandates at least $300,000 in liability coverage for commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage specific to Dallas County routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Texas?
Texas requires commercial trucks to carry at least $300,000 in liability insurance. For trucks hauling hazardous materials, the minimum is $1 million. Agents in Lancaster can help you meet these limits.
How do I find a licensed truck insurance agent in Lancaster Texas?
You can search the Texas Department of Insurance website for licensed agents in Lancaster. Local independent agents often specialize in commercial truck policies and can compare quotes from multiple carriers.
Does my truck insurance policy need to cover cargo in Texas?
Cargo insurance is not required by Texas law but is often required by brokers or shippers. A Lancaster agent can explain cargo coverage options based on the type of freight you haul.
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