The top-rated truck insurance agent in Lake Jackson, Texas is Best Insurance Services, rated 4.9 stars across 282 reviews. Other highly rated options include Ai United Insurance, Kristy Anders - Farmers Insurance, Apple Insurance Agency. This directory lists 13 truck insurance agents serving Lake Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Best Insurance Services | 125 S Parking Pl | (979) 297-2655 |
| 2 | Ai United Insurance | 103 Plantation Dr | (979) 285-3555 |
| 3 | Kristy Anders - Farmers Insurance | 208 Oak Dr S #100a | (979) 529-9492 |
| 4 | Apple Insurance Agency | 209 Plantation Dr | (979) 265-9922 |
| 5 | Nick Taylor: Allstate Insurance | 302 Plantation Dr | (979) 297-3600 |
| 6 | Wayne Reitmeyer - State Farm Insurance Agent | 107 Plantation Dr | (979) 299-1365 |
| 7 | TDECU Insurance Agency Lake Jackson | 80 Oak Dr | (979) 238-8283 |
| 8 | Farmers Insurance - Patti Cardenas | 469 This Way | (979) 299-1990 |
| 9 | Victory Insurance Inc | 122 W Way St #404 | (979) 291-1309 |
| 10 | Fred Loya Insurance | 117 TX-332 Ste C | (979) 472-4500 |
Best Insurance Services serves the Lake Jackson, Texas area as a local truck insurance agent. The company helps commercial truck operators secure the necessary coverage for their vehicles and operations. It assists with a range of policies required for the trucking industry. This includes liability coverage, physical damage protection, and cargo insurance to safeguard goods in transit. The agency handles both long-haul and local route policy arrangements.
Ai United Insurance, located in Lake Jackson, Texas, provides coverage for trucking businesses through both one-time trip policies and recurring annual plans, each designed to address distinct operational risks. Their service focuses on delivering liability and physical damage protection tailored to commercial vehicles navigating local and regional routes. Coverage options are structured for clients seeking either temporary coverage for a single job or ongoing protection for a fleet. Service runs on a one-time, scheduled, or as-needed basis according to each client’s specific policy choice.
Kristy Anders - Farmers Insurance offers a full range of commercial truck insurance services for the Lake Jackson, TX area. Its service plans include tailored coverage for fleet vehicles and independent owner-operators, with regular policy reviews to adjust for changing cargo and route risks. Maintenance-focused consultations help clients understand local compliance requirements and minimize downtime. The company also advises on liability protection for various driving environments. Its insurance solutions serve single-family homes, apartments, retail businesses, and restaurants.
Apple Insurance Agency serves commercial truck drivers and fleet operators in Lake Jackson, Texas. This agency helps clients secure liability coverage, physical damage protection, and cargo insurance for their vehicles. They assist with local and long-haul trucking policies tailored to individual business needs. The agent works closely with drivers to find appropriate coverage for their equipment and operational risks. They also serve customers in the neighboring communities of Clute and Richwood to ensure reliable access to truck insurance support.
Nick Taylor: Allstate Insurance serves the Lake Jackson, Texas area and its surrounding communities, handling a full range of truck insurance needs for local commercial drivers. The agency assists owner-operators and small fleets in securing coverage for their vehicles and cargo loads. Applying straightforward risk evaluation principles, it approaches each case by first reviewing the specific operational scope of the trucking business before presenting relevant policy options that align with standard local requirements.
Wayne Reitmeyer - State Farm Insurance Agent provides tailored liability coverage and physical damage protection for commercial trucks, along with general auto and property insurance services in Lake Jackson, TX. The agency helps local trucking professionals secure policies that address cargo risks and interstate compliance. During hurricane season, it assists clients in adjusting coverage to protect vehicles and equipment from storm-related damage.
Based in Lake Jackson, TX, TDECU Insurance Agency offers local truck insurance agents who help clients distinguish between one-time policy purchases for short-term hauls and recurring service agreements for ongoing fleet protection. The agency provides coverage tailored to trucking business liabilities, vehicle damage, and cargo needs. Service for a single trucking requirement is available on a one-time basis, while continuous coverage management operates on a scheduled renewal cycle with adjustments provided as needed.
As the busy shipping season creates increased demand on local truck fleets in Lake Jackson, Farmers Insurance - Patti Cardenas works to ensure operators have the proper commercial coverage to stay on the road. Serving owners of long-haul and short-haul trucks, this agency compiles evidence of vehicle condition, driver history, and cargo type to match each business with a protective policy. Available to drivers who need standard liability as well as customizable physical damage options, they schedule an inspection of the equipment to begin the quote process.
Victory Insurance Inc, located in Lake Jackson, TX, provides truck insurance policies tailored to the specific needs of commercial vehicle operators. Their specialty add-ons can include coverage for cargo, roadside assistance, and physical damage to protect equipment. With an understanding of local road conditions and freight demands, the company assists independent drivers and fleets in managing liability and compliance. The agency serves a variety of commercial sectors, such as local offices, warehouses, and food service businesses requiring delivery fleets.
Fred Loya Insurance offers specialty truck insurance coverage tailored for commercial vehicles operating in the Lake Jackson, Texas area, including policies for cargo, liability, and physical damage. The agency also provides general personal and commercial auto insurance to meet broader transportation needs. It works closely with both independent owner-operators and fleet managers to structure policies that comply with industry requirements. During hurricane season along the Gulf Coast, it helps ensure over-the-road trucks have appropriate comprehensive coverage against storm damage and flood risks.
What Does a a Truck Insurance Agent in Lake Jackson Cost?
Truck insurance costs in Texas vary widely based on vehicle type, driving record, and coverage limits. A typical policy for a single semi-truck might range from 8,000 to 15,000 dollars per year for basic liability. Full coverage with cargo and physical damage can cost 12,000 to 25,000 dollars annually. This is general information, not insurance advice.
About truck insurance agents in Lake Jackson
Truck insurance agents in Lake Jackson, Texas help owner-operators and fleet managers meet state and federal insurance requirements. Texas law mandates minimum liability coverage of 18/36/10 for commercial trucks, but most agents recommend higher limits. Local agents understand the unique risks of driving in Brazoria County, including port traffic and hurricane season.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Texas?
Texas requires commercial trucks to carry at least 18/36/10 liability coverage. This means 18,000 dollars per person for bodily injury, 36,000 dollars per accident, and 10,000 dollars for property damage. Many agents suggest higher limits for interstate hauling.
Do I need a specific type of insurance for a dump truck in Lake Jackson?
Yes, dump trucks often require special coverage due to their weight and use. Agents in Lake Jackson can help you get commercial auto liability, cargo insurance, and physical damage coverage. Texas law also requires proof of financial responsibility for all commercial vehicles.
How does Texas law affect my truck insurance rates?
Texas is a tort state, meaning the at-fault driver is responsible for damages. This can affect your premium if you have claims. Additionally, the Texas Department of Motor Vehicles requires certain filings for interstate carriers, which your agent can help manage.
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