The top-rated truck insurance agent in Katy, Texas is FINO Services LLC, rated 4.1 stars across 1,361 reviews. Other highly rated options include Dagley Insurance Agency, DLG Insurance Agency, Marcelo Perez - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Katy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FINO Services LLC | 6193 Hwy Blvd #205 | (469) 778-5445 |
| 2 | Dagley Insurance Agency | 23114 Seven Meadows Pkwy | (281) 644-1000 |
| 3 | DLG Insurance Agency | 22503 Katy Fwy Suite 47 | (713) 262-5366 |
| 4 | Marcelo Perez - State Farm Insurance Agent | 2019 N Mason Rd Ste 103 | (281) 717-4777 |
| 5 | Steven Smith - State Farm Insurance Agent | 25145 Star Ln Suite 302 | (281) 347-8383 |
| 6 | First Choice Insurance Partners | 26717 Westheimer Pkwy Ste 201 | (832) 735-7831 |
| 7 | Texas Ria Insurance Agency | 533 S Mason Rd | (888) 512-0000 |
| 8 | TS Insurance | 1526 Katy Gap Rd #202 | (281) 396-4789 |
| 9 | Hardcastle Insurance Agency LLC | 5701 4th St #1001 | (832) 821-6410 |
| 10 | Inszone Insurance Services | 21356 Provincial Blvd | (281) 578-0523 |
FINO Services LLC serves the Katy, Texas, area as a truck insurance agent. The company assists local owner-operators and fleet managers with securing commercial vehicle coverage. Policies are arranged to address liability and physical damage risks commonly encountered on regional highways. Additional support is provided for cargo insurance and non-trucking liability coverage. FINO Services LLC handles occupational accident insurance for independent drivers operating in this region.
Dagley Insurance Agency provides tailored coverage solutions for trucking operations, including liability, cargo, and physical damage insurance for commercial vehicles. It offers ongoing policy management and claims assistance to help keep fleets operational. The agency serves local and long-haul trucking businesses in Katy, Texas, and the surrounding area. Its services extend to protecting single-family homes, apartments, retail stores, and restaurants that depend on freight transportation for their daily supplies.
DLG Insurance Agency serves trucking companies and owner-operators in and around Katy, Texas, offering tailored commercial truck insurance coverage. The agency works to help clients meet regulatory requirements while protecting their vehicles, cargo, and liability exposures. It provides guidance on policy options that address the unique risks of local and long-haul trucking operations. DLG Insurance Agency also works with independent drivers seeking coverage for single trucks or small fleets. The firm extends its services to businesses operating in the nearby Houston metropolitan area.
Serving Katy, Texas, and the surrounding communities within the Greater Houston area, Marcelo Perez - State Farm Insurance Agent handles truck insurance coverage for local owner-operators and small fleet businesses. The agency focuses on protecting commercial vehicles against liabilities, cargo risks, and roadside emergencies that are common on area highways. For each insurance job, the agent begins by reviewing the driver's routes and vehicle types before matching coverage options to the specific operational needs.
For local operators who need short-term hauling coverage versus long-term fleet protection, Steven Smith - State Farm Insurance Agent in Katy, TX structures truck insurance options to fit each business cycle. Coverage generally addresses liability, physical damage, and cargo risks common on regional freight routes. The agency assesses each operator’s mileage and load frequency to recommend the appropriate policy term. Service for policy adjustments and claims support is provided on an as-needed basis throughout the contract period.
First Choice Insurance Partners provides specialty coverage tailored for long-haul truckers, local delivery fleets, and owner-operators in the Katy, Texas area. The agency works with carriers to secure liability, physical damage, and cargo insurance policies that address the distinct risks of commercial transportation. Through careful policy comparison, it helps clients meet regulatory requirements while managing operational exposures. This service becomes especially valuable during hurricane season, when flood and wind damage threats require timely adjustments to coverage limits for vehicles operating in the Gulf Coast region.
Based in Katy, Texas, this agency provides residential service for local truck operators, helping them secure essential insurance protection. Commercial coverage options are also available to address broader business needs within the surrounding region. The agency specializes in policies that meet the unique demands of trucking, including those required by regional and long-haul routes. Clients can expect dedicated support that establishes a consistent working relationship, with agents offering follow-up or repeat service between regular policy visits to maintain proper coverage over time.
As summer storms and flash floods become more common in the Katy area, TS Insurance provides commercial truck policies that address weather-related cargo delays and road hazard claims specific to Fort Bend County. Their agents review liability limits and physical damage coverage to ensure local owner-operators are properly protected against regional risks from hailstorms and heavy rail crossing traffic. Every policy consultation includes a thorough review of the truck's current mileage log and safety inspection records before proceeding with the initial coverage assessment.
Hardcastle Insurance Agency LLC serves Katy and surrounding areas as a truck insurance agent, helping commercial vehicle operators manage their risk exposure. Coverage options can be tailored to include specialty add-ons such as cargo protection and roadside assistance, addressing common operational needs. The agency works with a range of commercial sectors, including local offices needing fleet policies, warehouses requiring vehicle storage insurance, and food service businesses with delivery trucks.
Inszone Insurance Services provides residential insurance solutions for clients in Katy, Texas, and also offers comprehensive commercial coverage tailored specifically for local truck operators. The agency serves trucking businesses by addressing the unique liability and cargo risks found in the Houston region’s busy transport corridors. Commercial policies are structured to cover a range of fleet sizes and hauls. For ongoing protection, the agency schedules follow-up reviews and policy adjustments between regular visits to handle changing driver assignments and vehicle additions.
What Does a a Truck Insurance Agent in Katy Cost?
Truck insurance costs in Texas vary widely based on driving record cargo type and annual mileage. Owner-operators typically pay between 8000 and 15000 dollars per year for a basic policy. Fleet policies can range from 3000 to 10000 dollars per truck annually. This is general information and not insurance advice.
About truck insurance agents in Katy
Truck insurance agents in Katy Texas help owner-operators and fleet managers secure coverage that meets Texas Department of Motor Vehicles requirements. Texas law mandates minimum liability limits of 750000 dollars for interstate trucking and 300000 dollars for intrastate operations. Local agents understand the specific risks on highways like I-10 and the Grand Parkway.
Frequently Asked Questions
What are the minimum liability requirements for truck insurance in Texas?
For interstate trucking Texas follows federal minimums of 750000 dollars in liability coverage. For intrastate operations the minimum is 300000 dollars. Agents can help you determine the correct limit based on your cargo and routes.
Do I need physical damage coverage for my truck in Katy?
Physical damage coverage is not required by Texas law but is often required by lenders if you have a loan. It covers collision and comprehensive damage. Agents in Katy can help you decide based on your trucks value and risk.
How does Texas non-trucking liability insurance work?
Non-trucking liability insurance covers your truck when it is not under dispatch and you are using it for personal use. It is required by many lease agreements with carriers. A Katy agent can explain how this differs from bobtail insurance.
Truck Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton