The top-rated truck insurance agent in Houston, Texas is Texan Insurance, rated 4.9 stars across 2,562 reviews. Other highly rated options include Priority Insurance, TGS Insurance Agency, VL 17 Insurance Agency LLC. This directory lists 22 truck insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 2 | Priority Insurance | 2610 S Texas 6 #1 | (281) 988-5660 |
| 3 | TGS Insurance Agency | 11740 Katy Fwy suite 1000 | (713) 395-4438 |
| 4 | VL 17 Insurance Agency LLC | 2150 S Texas 6 Ste: 130 | (281) 803-8156 |
| 5 | AJ Morales Insurance | 501 W Gulf Bank Rd | (832) 446-6181 |
| 6 | AJM Insurance & Trucking Services LLC | 18506 Green Land Way Suite C | (713) 904-4970 |
| 7 | Whittington Insurance Agency | 18333 Egret Bay Blvd Suite 422 | (281) 332-0055 |
| 8 | Amtrack Insurance Agency | 6777 S Texas 6 | (832) 379-3432 |
| 9 | McCorkle Insurance Agency | 16826 Titan Dr | (281) 488-3602 |
| 10 | Allwin Insurance Agency - Affordable Health Insurance, Business, Home and Auto Insurance in Houston | 9889 Bellaire Blvd STE 124 | (713) 952-5031 |
Texan Insurance serves the Houston, Texas metro area and surrounding counties as a specialized truck insurance agent. The agency provides tailored coverage solutions for commercial trucking operations, including local fleets and long-haul truckers. It assists with essential liability protections, cargo coverage, and physical damage policies for various vehicle types. The agency also helps trucking businesses maintain compliance with industry regulations. Texan Insurance specifically handles non-trucking liability insurance and motor truck cargo legal liability coverage for Houston-based carriers.
Priority Insurance in Houston, Texas offers a range of services as a truck insurance agent, including liability coverage, physical damage protection, and cargo insurance for commercial vehicles. It also provides ongoing policy maintenance plans to help clients adapt coverage as their fleets or business needs change over time. The company assists trucking contractors and small carriers with obtaining necessary filings for local and intrastate operations. It services properties such as single-family homes, apartments, retail, and restaurants.
Trucking companies and commercial fleet operators in the Houston area turn to TGS Insurance Agency for their vehicle coverage needs. The agency assists with policies tailored for long-haul trucks, local delivery vehicles, and specialized trailers operating along major regional freight corridors. Services include liability protection, cargo coverage, and physical damage insurance for rigs navigating busy urban routes and interstate highways. Its team works to match each client’s operational risks with appropriate coverage options. TGS Insurance Agency also serves clients throughout the Greater Katy area and nearby parts of western Harris County.
VL 17 Insurance Agency LLC serves the Houston, Texas area and its surrounding communities, handling truck insurance policies for local owner-operators and commercial fleets. The agency addresses the specific coverage needs of vehicles operating in this busy logistics hub. It works with policies that meet standard regulatory requirements for freight and cargo operations across the region. For a typical job, this firm begins by reviewing a driver's route and equipment details to match coverage with the operational demands of each individual trucking account.
Some truck insurance clients need a single policy purchase to cover a new vehicle, while others require ongoing adjustments for a growing fleet. AJ Morales Insurance in Houston, TX, helps owner-operators and local carriers choose between these recurring or one-time service options, then selects liability, cargo, or physical damage coverage to match the specific operation. Guidance is provided for all standard truck insurance needs in the area. Service runs on a scheduled basis for policy renewals and as needed for new coverage or claim assistance.
Offering tailored liability and physical damage coverage for local fleets as a truck insurance agent, AJM Insurance & Trucking Services LLC serves Houston-based owner-operators, small carriers, and mid-size trucking companies. Its team handles policy renewals, adjusts coverage for changing cargo and radii, and reviews compliance with DOT regulations. During Texas storm season, it helps clients secure comprehensive policies that cover flash flood damage and highway debris collisions, keeping operations moving throughout the year.
As summer heat strains engines and winter storms delay routes across Houston's busy interchanges, Whittington Insurance Agency issues commercial truck policies tailored for regional and long-haul operations. The agency works with local carriers to match coverage levels—physical damage, cargo, and liability—to the specific freight and distance traveled. New applicants meet with an agent to review their fleet’s safety history and driving records before scheduling a detailed vehicle inspection.
Amtrack Insurance Agency works within the Houston area to provide truck insurance coverage for commercial vehicles. The agency specializes in tailoring policies to address unique industry risks, including cargo protection and liability for long-haul operations. By focusing on the specific insurance needs of trucking businesses, it helps ensure compliance and financial security on the road. The agency serves a diverse range of commercial sectors, including local offices, distribution warehouses, and food service companies operating delivery fleets.
McCorkle Insurance Agency in Houston, Texas, is known for providing commercial truck insurance coverage to local fleet operators and independent owner-operators. Its service range includes liability, physical damage, and cargo protection tailored for regional hauling routes through the Gulf Coast area. The agency helps clients meet federal motor carrier requirements while addressing common risks like loading dock accidents or reefers breakdowns. A specialty service it can add on is non-trucking liability coverage for bobtail operations.
Allwin Insurance Agency in Houston, TX also helps residential clients with health, home, and auto coverage. Its commercial services include truck insurance policies for local fleets and owner-operators. Serving the greater Houston area, the agency provides protection for cargo, liability, and physical damage. After a policy is written or a claim is filed, the team can arrange a follow-up appointment to adjust coverage between regular service visits.
What Does a a Truck Insurance Agent in Houston Cost?
Typical truck insurance costs in Texas range from 8,000 to 15,000 dollars annually for a single commercial truck. Factors like cargo type, driving history, and coverage limits influence the premium. Houston agents can provide quotes based on your specific operation. This is general information and not insurance advice.
About truck insurance agents in Houston
Truck insurance agents in Houston Texas help owner-operators and fleets meet state minimum liability requirements. Texas law mandates at least 30/60/25 bodily injury and property damage coverage for commercial trucks. Local agents also advise on cargo insurance and physical damage options for Houston port routes.
Frequently Asked Questions
What are the minimum truck insurance requirements in Texas?
Texas requires commercial trucks to carry at least 30/60/25 liability coverage. This means 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are often needed for interstate hauling.
How do I find a truck insurance agent in Houston?
You can search for agents licensed by the Texas Department of Insurance who specialize in commercial auto. Look for agencies that handle owner-operator policies and have experience with Houston logistics. Many agents offer free quotes online or by phone.
What factors affect truck insurance costs in Houston?
Costs depend on driving record, cargo type, annual mileage, and vehicle value. Houston agents also consider local traffic density and accident rates. Premiums typically range from 8,000 to 15,000 dollars per year for a single truck.
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