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Find Truck Insurance Agents Near You in Harker Heights, TX

Directory of truck insurance agents in Harker Heights, Texas. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Harker Heights, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 5 truck insurance agents in Harker Heights, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gary Morse: Allstate Insurance
600 Indian Trail Ste 110, Harker Heights, TX 76548
(254) 699-1000 agents.allstate.com
Bryce Welborn - State Farm Insurance Agent
582 E Central Texas Expy, Harker Heights, TX 76548
(254) 892-4044 agentbrycewelborn.com
Miller & Company Insurance
331 Indian Trail, Harker Heights, TX 76548
(254) 690-5000 millerandcoinsurance.com
Jerry Worley Insurance Agency
552 Farm to Market 2410 A, Harker Heights, TX 76548
(254) 690-9299
Texas Farm Bureau Insurance Company
2021 Heights Dr, Harker Heights, TX 76548
(254) 690-7111 txfb-ins.com

What Does a Truck Insurance Agent in Harker Heights Cost?

Truck insurance costs in Texas vary widely. A basic liability policy for a single truck can range from 3000 to 6000 dollars per year. Full coverage with cargo and physical damage may cost 8000 to 15000 dollars annually. Factors include driving history, cargo type, and miles driven. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Texas?
Texas requires commercial trucks to carry at least 18/36/10 liability coverage. This means 18000 dollars per person, 36000 dollars per accident for bodily injury, and 10000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need a specific type of agent for truck insurance in Harker Heights?
Yes, you should work with an agent who specializes in commercial auto or truck insurance. They understand Texas Department of Motor Vehicles filing requirements and can help you get the correct forms like the Texas Certificate of Insurance.