The top-rated truck insurance agent in El Paso, Texas is Homestate Insurance Agency, rated 4.9 stars across 369 reviews. Other highly rated options include Manny R Casillas Jr - State Farm Insurance Agent, 1st Trust Insurance, Freeway Insurance. This directory lists 35 truck insurance agents serving El Paso.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Homestate Insurance Agency | 4504 Montana Ave | (915) 832-1894 |
| 2 | Manny R Casillas Jr - State Farm Insurance Agent | 1512 N Zaragoza Rd STE A4 | (915) 593-1002 |
| 3 | 1st Trust Insurance | 2301 N Zaragoza Rd Suite 214 | (915) 231-6656 |
| 4 | Freeway Insurance | 115 S Americas Ave suite g | (915) 201-2925 |
| 5 | Team Rudy Ledesma: Allstate Insurance | 6600 N Mesa St Ste 606 | (915) 581-7200 |
| 6 | Carolina Campa Insurance Agency | 2267 Trawood Dr g4 | (915) 526-5326 |
| 7 | BundleBee Insurance Agency, LLC | 11125 La Quinta Pl A | (915) 591-0075 |
| 8 | Flor Insurance Group LLC | 4420 N Mesa St | (915) 996-9799 |
| 9 | Omega Insurance Agency | 1580 George Dieter Dr | (915) 856-6700 |
| 10 | Farmers Insurance - Rudy Saucedo | 910 E Redd Rd Ste J | (915) 760-4663 |
Based in El Paso, Texas, Homestate Insurance Agency helps trucking clients distinguish between one-time cargo policies and recurring commercial auto coverages that renew on a set schedule. Their truck insurance agent work focuses on navigating local and long-haul risks for owner-operators and small fleets. Covering liability, physical damage, and cargo protection, these policies are designed to meet state and federal requirements for vehicles operating in the region. Service for initial quotes and annual policy reviews runs on a scheduled basis by appointment.
Manny R Casillas Jr - State Farm Insurance Agent in El Paso, TX offers truck insurance policies for commercial vehicles operating across local and regional routes. Service plans include customized liability coverage, cargo protection, and physical damage insurance for a range of truck types. Policyholders can access straightforward claims support and periodic policy reviews to adjust coverage as needs evolve. The agency services properties such as single-family homes, apartments, retail locations, and restaurants.
Trucking companies and independent owner-operators in El Paso turn to 1st Trust Insurance for truck insurance agent services. The agency helps secure policies that address liability, cargo, and physical damage coverage for commercial vehicles. Local drivers benefit from guidance suited to the freight demands of the border region. Beyond El Paso, 1st Trust Insurance also assists clients operating along the I-10 corridor through nearby communities such as Santa Teresa, New Mexico.
Freeway Insurance provides professional assistance for commercial vehicle coverage in El Paso, Texas. The company specializes in truck insurance agent services, offering required liability policies along with options for cargo and physical damage protection. This agency helps local businesses navigate the regulatory requirements for fleet operations and individual rigs. Commercial sectors served include transportation companies, construction firms with delivery needs, and businesses operating offices, warehouses, or food service establishments.
Team Rudy Ledesma: Allstate Insurance provides tailored commercial coverage for local truck fleets and independent owner-operators in El Paso, TX. It handles liability, physical damage, and cargo protection policies required by the region’s constant cross-border freight routes. Beyond these core services, the agency works with personal auto and home lines for clients who also drive for work. Its agents often assist with adjusting coverage during unpredictable monsoon seasons that increase road hazard risks from flash flooding.
Carolina Campa Insurance Agency in El Paso, TX provides residential insurance service for local homeowners as well as commercial truck insurance coverage for area businesses. The agency serves clients across El Paso and the surrounding region, helping owner-operators and small fleets manage liability and cargo protection. After each policy period, the agent follows up to discuss renewals or coverage adjustments before the next regular visit.
BundleBee Insurance Agency, LLC in El Paso, TX is known for helping local commercial drivers secure coverage for their vehicles. The agency offers tailored truck insurance policies for owner-operators and small fleets operating throughout the region. Their agents assist clients in comparing liability, physical damage, and cargo protection options to meet regulatory and operational needs. For specialty needs, the agency can add on coverage for non-trucking liability to protect drivers when the truck is used for personal purposes.
Flor Insurance Group LLC in El Paso, Texas, is known for providing truck insurance coverage tailored for commercial vehicles. The agency serves local owner-operators and small fleet businesses navigating regional shipping routes and border commerce. Policies typically address liability, physical damage, and cargo protection to meet common industry requirements. A specialty service it can add on is roadside assistance for breakdowns and emergency towing across the Southwest.
Trucking companies and owner-operators in and around Socorro, Texas, turn to Omega Insurance Agency for their commercial vehicle coverage needs. The firm offers policies such as liability, physical damage, and cargo insurance tailored to the unique risks of the trucking industry. Navigating local regulations and ensuring adequate protection for fleets or single trucks are central to its work. Omega Insurance Agency also serves the neighboring community of El Paso, helping carriers stay compliant and protected across the border region.
What Does a a Truck Insurance Agent in El Paso Cost?
Truck insurance costs in Texas vary widely based on driving record cargo type and annual mileage. A typical policy for a single truck can range from 8000 to 15000 dollars per year for liability and physical damage. High-risk cargo or poor driving history can increase premiums. This is general information not insurance advice.
About truck insurance agents in El Paso
El Paso trucking companies need insurance that meets Texas minimum liability requirements. A local truck insurance agent can help you find policies for liability cargo and physical damage. Texas law requires at least 75000 dollars in liability coverage for trucks with a gross weight over 26000 pounds.
Frequently Asked Questions
What are the Texas minimum insurance requirements for a commercial truck?
Texas requires at least 75000 dollars in liability coverage for trucks with a gross vehicle weight over 26000 pounds. For trucks carrying hazardous materials the minimum is 1 million dollars. An agent can help you meet these legal limits.
Do I need cargo insurance for my truck in El Paso?
Texas law does not require cargo insurance but most shippers and brokers will require it. Cargo insurance protects the goods you haul. An agent can explain typical coverage limits like 100000 dollars per load.
How does Texas non-trucking liability insurance work?
Non-trucking liability insurance covers your truck when you are not under dispatch. It is required by many lease agreements with carriers. This policy is separate from your primary liability coverage.
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