The top-rated truck insurance agent in Sumter, South Carolina is Ben E Griffith Jr - State Farm Insurance Agent, rated 4.9 stars across 325 reviews. Other highly rated options include Acceptance Insurance, Freeway Insurance, Tammy Kelly - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Sumter.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ben E Griffith Jr - State Farm Insurance Agent | 2577 Broad St | (803) 469-6800 |
| 2 | Acceptance Insurance | 1144 Broad St | (803) 392-0036 |
| 3 | Freeway Insurance | 810 Broad St #8 | (803) 335-0826 |
| 4 | Tammy Kelly - State Farm Insurance Agent | 105 E Wesmark Blvd #6 | (803) 773-8322 |
| 5 | Griffin Insurance Agency | 261 Broad St Suite A5 | (803) 848-0089 |
| 6 | Creech Roddey Watson Insurance, Inc. | 25 E Calhoun St | (803) 775-1168 |
| 7 | Gary Herlong - State Farm Insurance Agent | 1214 Alice Dr | (803) 469-6430 |
| 8 | Gamecock Insurance Agency | 640 Bultman Dr | (803) 778-0497 |
| 9 | Charles Bostic Jr - State Farm Insurance Agent | 704 Bultman Dr | (803) 775-8371 |
| 10 | Covenant Insurance Group - formerly AIA Auto Insurance | 420 S Pike E | (803) 938-8833 |
Ben E Griffith Jr - State Farm Insurance Agent serves Sumter, South Carolina, and the surrounding area. The agency provides truck insurance agent services for local commercial drivers and businesses. Specialty coverages include policies for semi-trucks, delivery vans, and other commercial vehicles. Tailored solutions address cargo liability and physical damage protection for fleets operating in the region. The office also handles required liability and medical payments coverage.
Acceptance Insurance offers truck insurance for operators in Sumter, South Carolina, specializing in policies that cover cargo protection and roadside assistance. It works with owner-operators to align liability coverage with local and regional freight requirements. For commercial clients, the agency helps manage fleets moving goods across office complexes, warehouse distribution centers, and food service supply chains throughout the area.
Freeway Insurance provides residential coverage to automotive clients in the Sumter, South Carolina area. The company also writes commercial policies for trucking operations, ensuring vehicles and cargo have financial protection during transit. Serving both local and regional routes, this agency helps self-employed drivers and small fleets meet compliance with required liability limits. Its understanding of area roads and seasonal freight demands supports efficient risk management. Clients can schedule follow-up adjustments to their coverage between regular policy renewals, keeping protection relevant as driving patterns change.
Tammy Kelly’s agency in Sumter provides truck insurance policies tailored for local commercial drivers, including liability, cargo, and physical damage coverage. Customized service plans ensure each policy matches the specific hauling needs of the client, while maintenance plan options help manage premium costs over time. The agency services the insurance needs of single‑family homes, apartments, retail stores, and restaurants in the surrounding area.
Griffin Insurance Agency serves commercial truck operators and fleet owners in Sumter, South Carolina, offering tailored coverage for long-haul and local haul vehicles. The agency helps clients navigate liability, cargo, and physical damage policies to meet regulatory requirements and business needs. Its services address the unique risks of transporting goods across regional highways and rural routes. The agency also covers independent owner-operators and small trucking firms in nearby Shaw Air Force Base and the surrounding Sumter County area.
Creech Roddey Watson Insurance, Inc. serves Sumter, South Carolina, and the surrounding communities in the region. The agency handles truck insurance for local owner-operators and small to mid-sized fleets operating in the area. It addresses the specific coverage needs that commercial vehicles require for liability, cargo, and physical damage risks. For a typical job, the company first reviews each client’s specific vehicle usage and driving history, then customizes a policy to meet those operational requirements.
As a truck insurance agent in Sumter, SC, Gary Herlong—State Farm Insurance Agent distinguishes between one-time policy purchases for short-term hauls and recurring commercial auto plans for ongoing fleet operations. Coverage options address liability for cargo damage, physical damage to vehicles, and medical payments for drivers on the road. This local agency understands the unique risks of freight transportation across the region. Service operates on an as-needed basis for single trip policies or through scheduled renewals for annual fleet coverage.
During the busy harvest and shipping seasons in Sumter, truck owners face increased demands to keep their fleets compliant and on the road. Gamecock Insurance Agency provides tailored coverage options for commercial truck operators, addressing local liability and cargo protection needs. Their services focus on helping drivers meet South Carolina’s regulatory requirements while safeguarding their equipment and livelihood. A typical initial consultation with the agency involves a review of the vehicle’s operational history and a discussion of specific routes to determine an appropriate policy before the formal inspection phase.
Charles Bostic Jr - State Farm Insurance Agent specializes in trucking insurance, tailoring policies to cover commercial vehicles and cargo. It also provides standard auto, home, and life insurance for local clients in Sumter, SC, ensuring comprehensive coverage options. The agency helps truckers address the increased risk of accidents during the rainy seasons, which can make roads slippery and raise liability concerns.
Covenant Insurance Group, formerly AIA Auto Insurance, operates as a local truck insurance agent in Sumter, SC, helping commercial drivers meet regulatory requirements and secure liability coverage. Specialty add-ons include physical damage protection and cargo insurance to guard against on-road losses. Its agents review individual risk profiles and match policies to fleet sizes. The company serves commercial sectors such as offices, warehouses, and food service, addressing their specific delivery and logistics exposures.
What Does a a Truck Insurance Agent in Sumter Cost?
Typical truck insurance costs in South Carolina range from $8,000 to $15,000 per year for basic liability coverage. Full coverage with cargo and physical damage can cost $12,000 to $25,000 annually. Rates vary by driving record, truck age, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Sumter
Truck insurance agents in Sumter South Carolina help owner-operators and fleet managers meet state requirements. South Carolina law mandates minimum liability coverage of at least $750,000 for interstate commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage specific to regional routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in South Carolina?
South Carolina requires interstate trucks to carry at least $750,000 in liability insurance. Intrastate trucks may need different limits based on cargo type. An agent can help you confirm the exact amount for your operation.
How do I find a truck insurance agent in Sumter SC?
You can search online directories or ask other local truckers for referrals. Many agents in Sumter specialize in commercial auto policies. Check that the agent is licensed in South Carolina and has experience with trucking regulations.
What factors affect truck insurance costs in Sumter South Carolina?
Costs depend on driving history, truck value, cargo type, and annual mileage. South Carolina weather risks like hurricanes may also influence premiums. An agent can give you a personalized quote based on your specific situation.
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