The top-rated truck insurance agent in North Charleston, South Carolina is Mike Stuckey - State Farm Insurance Agent, rated 4.9 stars across 921 reviews. Other highly rated options include KSA Insurance, Pinckney-Carter Insurance Agency, Acceptance Insurance. This directory lists 18 truck insurance agents serving North Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Stuckey - State Farm Insurance Agent | 1625 Remount Rd | (843) 737-5800 |
| 2 | KSA Insurance | 2204 Meeting Street Rd | (843) 408-4232 |
| 3 | Pinckney-Carter Insurance Agency | 1956 Remount Rd | (843) 747-9073 |
| 4 | Acceptance Insurance | 7400 Rivers Ave Suite Q | (843) 306-4215 |
| 5 | Freeway Insurance | 4391 Dorchester Rd Ste 320 | (843) 203-7026 |
| 6 | Jason Taylor Agency | 7301 Rivers Ave suite 248 | (843) 872-9500 |
| 7 | Tony Kolgaklis - GEICO Insurance Agent | 5500 Rivers Ave | (843) 974-6044 |
| 8 | The Ferguson Insurance Team | 9217-A University Blvd | (843) 797-7285 |
| 9 | Help2Cover Insurance Agency | 3255 Landmark Dr | (843) 596-9988 |
| 10 | Abri Insurance Agency North Charleston | 5107 N Rhett Ave Ste 100 | (843) 628-5588 |
Mike Stuckey - State Farm Insurance Agent serves the North Charleston, South Carolina metro area as a local truck insurance agent. The agency helps commercial truck operators obtain essential coverage that meets state and federal liability requirements. Protecting over-the-road assets like long-haul tractors or local delivery vehicles is the primary focus. Policies typically include protection for cargo in transit and coverage for physical damage to the truck itself, ensuring a business’s operations can remain on schedule.
KSA Insurance provides a full range of truck insurance coverage, including liability, physical damage, and cargo protection. The agency offers customized service plans to help commercial vehicle owners maintain compliance and manage risk on the road. Trucking operations require specific liability limits and cargo classifications that this agent addresses for local and regional fleets. KSA Insurance serves single-family homes, apartments, retail establishments, and restaurants in the North Charleston area.
Serving North Charleston and the surrounding communities of the Lowcountry, Pinckney-Carter Insurance Agency provides truck insurance coverage for local and regional commercial vehicles. This agency handles policies for owner-operators and small fleets operating within South Carolina and along interstate routes. To protect assets on the road, it works to balance adequate liability limits with practical premium structures. For each client, it first reviews the specific cargo and driving radius before tailoring a coverage plan to those operational risks.
Acceptance Insurance provides truck insurance solutions to clients in North Charleston, South Carolina, and the surrounding Lowcountry communities. The agency handles a full range of commercial vehicle coverages, including liability, physical damage, and cargo protection for local and regional operators. It evaluates each client’s specific route, cargo, and equipment requirements during the quoting process. It then tailors a policy built around standard industry forms to address those identified risks for a typical job.
Freeway Insurance in North Charleston, South Carolina offers both one-time and recurring service options for truck insurance, with recurring plans typically providing continuous coverage under a single policy. The coverage can address liability, physical damage, and cargo risks for commercial trucks operating locally or regionally. Experienced agents assess each client’s fleet size and routes to recommend appropriate protection levels. Service runs on either a one-time basis for a single policy period or a scheduled renewal cycle for ongoing coverage tailored to individual business needs.
For businesses needing routine protection versus single-risk coverage, this agency works with clients to determine the right plan as a truck insurance agent in North Charleston, SC. Policies address cargo, liability, and physical damage for local fleets and owner-operators. Options include both one-time policies for short-haul jobs and scheduled annual renewals. Service runs on a one-time or as-needed basis depending on the client’s specific operational requirements.
Tony Kolgaklis - GEICO Insurance Agent serves individual truck owners and small fleet operators in North Charleston, South Carolina. The agency provides commercial truck insurance policies that protect vehicles, cargo, and business liability. Agents help clients assess their coverage needs for local and regional hauling routes. Understanding the risks of Charleston area roadways and ports, the office aims to match policies accordingly. The agency also covers trucking clients in the surrounding communities of Summerville and Mount Pleasant.
The Ferguson Insurance Team in North Charleston, SC offers specialized truck insurance coverage tailored to commercial fleet and independent owner-operator needs. It generally works to match local policyholders with appropriate liability, cargo, and physical damage protection required for regional transport operations. The agency focuses on understanding the unique risk factors of long-haul trucking in the Southeast. During the peak hurricane season, it helps drivers secure temporary rental reimbursement coverage to maintain income while rigs are repaired.
As spring repairs get underway across the Lowcountry, fleets here need a truck insurance agent that understands the specific risks of regional routes through the Port of Charleston and I‑26. Help2Cover Insurance Agency in North Charleston helps owner‑operators and small carriers review their liability limits and cargo coverage based on their most recent hauling log and vehicle condition. The first step is scheduling a phone intake and photo inspection to confirm the truck’s current mileage and safety equipment.
What Does a a Truck Insurance Agent in North Charleston Cost?
Truck insurance costs in South Carolina vary widely based on driving record cargo type and annual mileage. A basic liability policy for a single truck may cost 3000 to 6000 dollars per year while full coverage with physical damage can range from 8000 to 15000 dollars annually. Factors like operating radius and safety history also affect premiums. This is general information not insurance advice.
About truck insurance agents in North Charleston
Truck insurance agents in North Charleston South Carolina help owner-operators and fleet managers meet state and federal insurance requirements. South Carolina law requires minimum liability coverage of 25/50/25 for commercial trucks, but higher limits are often needed for interstate hauling. Local agents understand the specific risks on I-26 and the Port of Charleston routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in North Charleston South Carolina?
South Carolina requires commercial trucks to carry at least 25000 dollars for bodily injury per person 50000 dollars per accident and 25000 dollars for property damage. Trucks hauling hazardous materials or operating interstate may need higher limits under federal regulations.
How do I find a truck insurance agent in North Charleston South Carolina?
Look for agents licensed in South Carolina who specialize in commercial auto or trucking insurance. Many local agencies near the Charleston area offer policies from carriers that cover regional routes and port operations.
Does South Carolina require underinsured motorist coverage for trucks?
Yes South Carolina law requires underinsured motorist coverage unless you reject it in writing. This coverage helps if you are hit by a driver with insufficient insurance. Your agent can explain the options and limits.
Truck Insurance Agents in Other South Carolina Cities
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