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Find Truck Insurance Agents Near You in Narragansett, RI

Compare truck insurance agents in Narragansett. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 truck insurance agents in Narragansett, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000 branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307

Truck insurance agents in Narragansett Rhode Island help commercial drivers find coverage that meets state and federal requirements. Rhode Island law mandates minimum liability insurance of 25,000 dollars per person and 50,000 dollars per accident for commercial vehicles. Local agents understand the unique risks of driving near coastal routes and busy tourist areas like Point Judith.

What Does a Truck Insurance Agent in Narragansett Cost?

Truck insurance costs in Narragansett Rhode Island typically range from 1,200 to 3,000 dollars per year for a single commercial truck, depending on the vehicle weight, cargo type, and driving history. Rates may be higher for trucks operating near the coast due to increased accident risk in tourist areas. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Narragansett Rhode Island?
Rhode Island requires commercial trucks to carry at least 25,000 dollars in bodily injury liability per person and 50,000 dollars per accident. You also need 25,000 dollars in property damage liability. Higher limits may be required for larger trucks or hazardous materials.
Do I need special insurance for a truck used for fishing or tourism in Narragansett?
Yes. If you operate a truck for commercial fishing or tourism services near Narragansett Bay, you may need additional coverage like cargo insurance or hired and non-owned auto insurance. Your agent can help you find a policy that matches your specific business activities.
How can a local truck insurance agent help me save money in Narragansett?
A local agent can compare policies from multiple insurers to find competitive rates. They can also advise on discounts for safe driving records, multi-vehicle policies, or completing a defensive driving course approved by Rhode Island.