The top-rated truck insurance agent in Enid, Oklahoma is Jeff Eaton - State Farm Insurance Agent, rated 4.9 stars across 376 reviews. Other highly rated options include Shuree Hix - State Farm Insurance Agent, Jonathan Hendrix - State Farm Insurance Agent, Tyler Rude - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Enid.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Eaton - State Farm Insurance Agent | 1328 N Van Buren St | (580) 237-3403 |
| 2 | Shuree Hix - State Farm Insurance Agent | 610 S Cleveland St Ste 130 | (580) 540-3039 |
| 3 | Jonathan Hendrix - State Farm Insurance Agent | 1813 W Owen K Garriott Rd | (580) 237-9448 |
| 4 | Tyler Rude - State Farm Insurance Agent | 2411 Heritage Trail Ste 6 | (580) 233-5023 |
| 5 | Enid Insurance Agency | 2429 N Van Buren St | (580) 234-9548 |
| 6 | Maximum Insurance | 502 S Cleveland St | (580) 237-9200 |
| 7 | Baker-Harris-Hopkins Insurance | 502 W Broadway Ave | (580) 242-3800 |
| 8 | Shelter Insurance - Dan Snyder | 1810 W Owen K Garriott Rd | (580) 233-5350 |
| 9 | Farmers Insurance - Charles Sexton | 1929 W Owen K Garriott Rd | (580) 237-4741 |
| 10 | Bay Insurance | 523 W Broadway Ave | (580) 237-7022 |
Jeff Eaton - State Farm Insurance Agent serves Enid, Oklahoma, and the surrounding county, offering tailored truck insurance solutions for local commercial drivers. Policies from this agency help protect owner-operators and small fleets from liability and cargo risks. Agents work with drivers to design coverage that meets regulatory requirements while addressing unique operational hazards on regional routes. This location also handles physical damage coverage for semi-trucks and trailers operating throughout North Central Oklahoma.
Shuree Hix - State Farm Insurance Agent in Enid, OK, provides a full range of truck insurance services, including liability, cargo, and physical damage coverage for commercial vehicles. The agency offers policy maintenance plans designed to adjust coverage as fleet needs change and helps manage periodic policy reviews. These services support local trucking operations by addressing common regional hauling risks. The agency handles insurance properties such as single-family homes, apartments, retail establishments, and restaurants.
Jonathan Hendrix’s State Farm agency serves local business owners and operators in the trucking industry, offering commercial auto and liability insurance policies. The agency works to customize coverage for individual cargo, equipment, and fleet requirements common in the Enid area. The process involves a careful review of each client’s specific hauling routes and risk exposures before recommending a suitable policy package. Jonathan Hendrix also covers nearby communities such as Waukomis in the surrounding Garfield County region.
Serving Enid, Oklahoma, and the surrounding communities, Tyler Rude - State Farm Insurance Agent handles truck insurance coverage for local commercial operators. The agency addresses the specific risks associated with hauling goods across varied regional roadways. It manages both liability protection and cargo coverage to meet industry requirements. To handle a typical job, the agent begins with a detailed review of a trucker's routes and cargo type before matching those needs with appropriate policy limits.
Enid Insurance Agency in Enid, Oklahoma, assists trucking clients in understanding the difference between one-time temporary cargo policies and recurring annual coverage options. Local truck insurance agents help commercial drivers secure liability protection and physical damage coverage tailored for varying routes and cargo types. Service is available on a scheduled or as-needed basis to align with each driver’s dispatch frequency and renewal cycles, whether for a single haul or a long-term fleet arrangement.
Offering specialized solutions for various commercial vehicle coverage lines, Maximum Insurance in Enid, Oklahoma works with local trucking operators on their specific policy requirements. The agency handles the particulars of liability limits, cargo protection, and physical damage coverage essential for over-the-road hauling. It assists independent owner-operators and larger fleets in managing the paperwork needed to satisfy federal and state filing mandates. When unexpected winter weather or harvest season spikes create sudden logistics demands, Maximum Insurance helps drivers adjust their coverage to handle the additional exposure during those busier periods.
As the winter months bring icy roads and unpredictable weather across the Oklahoma plains, Baker-Harris-Hopkins Insurance in Enid works closely with owner-operators and regional fleets to secure coverage that addresses weather-related risks and cargo liability. The agency helps clients navigate policy options for long-haul and local routes common in the area. A full review of a driver’s record and vehicle classification is typically the first step in an initial consultation to assess specific needs.
Shelter Insurance - Dan Snyder assists motor carriers with their coverage needs throughout the Enid area. Its work focuses on matching insurance products to a fleet’s specific operation, including cargo protection, liability limits, and physical damage coverage for the trucks themselves. Commercial vehicles require specialized policies that address regional risks and regulatory demands. This agent serves a variety of business types, including freight operators, local delivery fleets, and moving companies, as well as offices, warehouses, and food service establishments.
Farmers Insurance - Charles Sexton in Enid, OK provides residential coverage to protect local homeowners and their property. The agency also offers commercial truck insurance policies for vehicles used in business operations throughout the Enid area. Agents work to match commercial drivers with appropriate liability and cargo protection. After filing a claim or receiving initial coverage, clients can return for policy adjustments or renewals between regular review visits to ensure ongoing protection remains suitable.
Bay Insurance in Enid, Oklahoma is known for providing truck insurance agent services to local commercial drivers and fleet operators. Its offers cover the necessary liability, physical damage, and cargo coverage required for regional hauling and short-distance routes on surrounding highways and county roads. These policies help maintain compliance with Oklahoma Department of Transportation requirements. As a specialty service, Bay Insurance can provide non-trucking liability insurance for owner-operators to protect their vehicles when not under dispatch.
What Does a a Truck Insurance Agent in Enid Cost?
Typical truck insurance costs in Oklahoma range from 800 to 2,500 dollars per month for a single semi-truck, depending on driving history, cargo type, and coverage limits. Owner-operators with clean records and low annual mileage may pay closer to 600 dollars per month. Fleet policies can reduce per-truck costs. Rates vary significantly by individual risk profile. This is general information, not insurance advice.
About truck insurance agents in Enid
Truck insurance agents in Enid, Oklahoma help owner-operators and fleet managers meet state and federal insurance requirements. Oklahoma law requires minimum liability coverage of 25/50/25 for most commercial trucks, though higher limits are often needed for interstate hauling. Local agents understand the specific risks of hauling oil field equipment and agricultural goods common to the Enid area.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Oklahoma?
Oklahoma requires commercial trucks to carry at least 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 25,000 dollars for property damage. Interstate carriers must also meet federal minimums set by the FMCSA, which often require 750,000 dollars or more in liability coverage.
Do I need a separate policy for a truck used for farming in Enid?
Farm trucks used exclusively for agricultural purposes may qualify for lower rates and different coverage rules under Oklahoma law. However, if you haul for hire or cross state lines, you likely need a standard commercial truck policy. An agent can review your specific use to determine the correct coverage.
How does Oklahoma law affect my truck insurance rates?
Oklahoma is a fault state, meaning the at-fault driver pays for damages. This can lead to higher premiums for drivers with accidents. Additionally, Oklahoma requires uninsured motorist coverage unless you reject it in writing, which can add to your policy cost.
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