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Find Truck Insurance Agents Near You in St James, NY

Looking for a truck insurance agent in St James? Review the directory below to compare your options.

9 agents listed
Updated May 2026
St James, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 truck insurance agents in St James, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 981-1000 jamesjwinter.com
Thomas Maher: Allstate Insurance
462 Moriches Rd, St James, NY 11780
(631) 686-5177 agents.allstate.com
Christian Gregory: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800 agents.allstate.com
Jim Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 584-5929 jameslwinter.com
Tim Fleming: Allstate Insurance
419 N Country Rd Ste 1, St James, NY 11780
(631) 208-5266 agents.allstate.com
Dowling Knipfing Klein Insurance
500 Lake Ave, St James, NY 11780
(631) 584-6222 dkkins.com
James Insurance service NY
610 Middle Country Rd, St James, NY 11780
(917) 336-8437
Larry Darcey: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800 agents.allstate.com
CSI Insurance Agency
271 Lake Ave, St James, NY 11780
(631) 257-5522 csiinsagency.com

Truck insurance agents in St James, New York help local trucking businesses find policies that meet state minimum liability requirements. New York law mandates at least $750,000 in liability coverage for commercial trucks, and agents can guide you through options for cargo, physical damage, and non-trucking liability. Working with a local agent ensures you understand how New York regulations affect your premium and coverage needs.

What Does a Truck Insurance Agent in St James Cost?

Truck insurance costs in New York vary widely based on truck type, driving history, and coverage limits. A basic liability policy for a single straight truck may start around $3,000 to $5,000 per year, while a full coverage policy for a tractor-trailer can exceed $10,000 annually. Factors like your location in St James, annual mileage, and safety record also affect the price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in New York?
New York requires commercial trucks to carry at least $750,000 in liability insurance. This covers bodily injury and property damage to others. Higher limits may be needed for certain cargo or routes.
How does a truck insurance agent in St James help with New York specific rules?
A local agent knows New York Department of Motor Vehicles requirements and can help you file the correct forms. They also advise on coverage for New York no-fault laws and uninsured motorist protection.
Can I bundle truck insurance with other policies in New York?
Yes, many agents offer multi-policy discounts if you combine truck insurance with general liability or cargo insurance. This can lower your overall cost while ensuring complete coverage.