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Compare Truck Insurance Agents in Penfield, NY

Compare truck insurance agents in Penfield. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Penfield, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 truck insurance agents in Penfield, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hanson MoneyMax Group, LLC
421 Penbrooke Dr Suite 3, Penfield, NY 14526
(585) 598-3737 moneymaxgroup.com
MGM Associates of Rochester
1745 Penfield Rd, Penfield, NY 14526
(585) 381-7008 mgminsure.com

Truck insurance agents in Penfield, New York help owner-operators and fleet managers secure coverage that meets state requirements. New York law mandates minimum liability limits of $50,000 per person and $100,000 per accident for bodily injury, plus $25,000 for property damage. A local agent can explain how these rules apply to your specific trucking operation.

What Does a Truck Insurance Agent in Penfield Cost?

Typical truck insurance costs in New York range from $8,000 to $15,000 per year for a single truck with basic liability coverage. Full coverage with physical damage and cargo insurance can cost $12,000 to $25,000 annually. Rates vary based on driving history, vehicle value, and specific business risks. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum truck insurance coverage required in New York?
New York requires at least $50,000 per person and $100,000 per accident for bodily injury liability, plus $25,000 for property damage liability. Trucks carrying hazardous materials or operating across state lines may need higher limits under federal regulations.
How does a truck insurance agent in Penfield help with New York regulations?
An agent can review your business to ensure you meet New York Department of Motor Vehicles requirements, including filing proof of insurance with the state. They also help you understand how local factors like winter road conditions affect your policy needs.