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Compare Truck Insurance Agents in Islip, NY

Looking for a truck insurance agent in Islip? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Islip, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 truck insurance agents in Islip, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Colarusso - State Farm Insurance Agent
3 Pardee Ave, Islip, NY 11751
(516) 342-3457 eastmeadowinsurance.com
Lighthouse Insurance - Islip
241 Islip Ave, Islip, NY 11751
(631) 581-0100 lighthouseinsurance.com
Rich File - State Farm Insurance Agent
660 Montauk Hwy Ste 1, Islip, NY 11751
(631) 581-7613 richfile.net
Ocia Insurance Agency
417 E Main St Suite D, Islip, NY 11751
(516) 559-6242 ociainsurance.com

Truck insurance agents in Islip, New York help local owner-operators and fleet companies meet state minimum liability requirements. New York law mandates at least $750,000 in liability coverage for most commercial trucks. An agent can also assist with physical damage, cargo, and non-trucking liability coverage.

What Does a Truck Insurance Agent in Islip Cost?

Truck insurance costs in New York vary widely. A basic liability policy for a single truck can range from $8,000 to $15,000 per year. Full coverage including cargo and physical damage may cost $12,000 to $25,000 annually. Factors like driving history, cargo type, and fleet size influence the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Islip New York?
New York requires commercial trucks to have at least $750,000 in combined single limit liability insurance. Higher limits are needed for hazardous materials or larger vehicles. An agent can help you meet these state minimums.
Do I need cargo insurance for my truck in Islip?
Cargo insurance is not required by New York law but is often demanded by brokers and shippers. It protects the goods you transport in case of damage or theft. An agent can explain typical coverage limits.
How do New York truck insurance rates compare to other states?
New York rates are generally higher due to dense traffic and strict liability laws. Factors like driving record, cargo type, and annual mileage affect premiums. An agent can provide quotes tailored to your Islip operation.