The top-rated truck insurance agent in Farmington, New Mexico is Affordable Insurance, rated 4.8 stars across 301 reviews. Other highly rated options include Freedom Insurance, Ben Mortensen - State Farm Insurance Agent, C&R Insurance. This directory lists 20 truck insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 560 E Main St #104 | (505) 325-9391 |
| 2 | Freedom Insurance | 312 W Apache St | (505) 516-0100 |
| 3 | Ben Mortensen - State Farm Insurance Agent | 3900 E Main St | (505) 327-6117 |
| 4 | C&R Insurance | 3501 E Main St Ste C | (505) 325-9610 |
| 5 | Wyatt Mace: Allstate Insurance | 3280 N Butler Ave | (505) 599-9047 |
| 6 | Walker Agency | 1501 San Juan Blvd # 201 | (505) 326-4952 |
| 7 | Kysar Millennium Leavitt | 300 W Arrington St STE 100 | (505) 325-4561 |
| 8 | Trudy Goldsmith - State Farm Insurance Agent | 800 E 30th St Bldg 2A | (505) 327-4841 |
| 9 | Silvia Ramos: Allstate Insurance | 2400 E 20th St | (505) 327-9667 |
| 10 | Le Grand Jack - State Farm Insurance Agent | 623 W Broadway | (505) 327-7771 |
Affordable Insurance serves the Farmington, New Mexico area as a local truck insurance agent. The company works with commercial truck operators to help them meet state and federal coverage requirements. Trucking businesses in this region depend on proper liability protection for their vehicles and cargo. Navigating local regulations and deductible choices can be a challenge for fleet owners. Affordable Insurance assists clients with filing physical damage claims for their trucks after accidents or severe weather events.
Freedom Insurance provides a range of commercial truck insurance services for operators in the Farmington, New Mexico area. Its offerings include liability coverage, physical damage protection, and cargo insurance to meet local hauling needs. The agency also offers ongoing maintenance plans that help clients review their policy terms annually and adjust coverage as their fleet or operations change. These service plans focus on ensuring each policy remains aligned with current business risks. In addition to trucking accounts, the company serves properties such as single-family homes, apartments, retail establishments, and restaurants.
Businesses and independent owner-operators in Southwest Colorado seeking reliable truck insurance coverage rely on Ben Mortensen, its State Farm Insurance agent in Farmington, New Mexico. This agency offers vehicle, liability, and cargo protection for commercial trucking, addressing regional hauling needs and local industry exposures common across compact fleets. Coverage is structured for agricultural transport and regional delivery services operating from this area. The agent also services trucking accounts in communities throughout San Juan County, including Aztec and Bloomfield.
C&R Insurance in Farmington, NM distinguishes between one-time policy binding and recurring coverage plans for local truck operators. Their policies cover liability, physical damage, and cargo protection tailored to regional freight routes. Each client receives a risk assessment to determine whether temporary single-use insurance or a continuous annual agreement best fits their operational needs. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s hauling frequency and regulatory requirements.
Wyatt Mace: Allstate Insurance serves Farmington, New Mexico, and the surrounding communities in San Juan County. The agency handles commercial truck insurance for local owner-operators and small fleet businesses. It provides coverage that addresses the specific risks of regional hauling routes and freight operations. The agency uses a straightforward consultation process to review individual policy needs and match them with appropriate protection options from its carrier.
As a truck insurance agent in Farmington, Walker Agency offers tailored commercial coverage for long-haul and local trucking operations. It general to help fleets comply with New Mexico regulations. Those services connect professionals with protections against cargo claims and roadside liabilities. During the winter months, it can assist drivers confronting icy mountain passes and unpredictable weather conditions across the Four Corners region.
As seasonal trucking demands fluctuate in the Farmington area, carriers need coverage that aligns with changing routes and cargo types. Kysar Millennium Leavitt acts as a truck insurance agent, helping local operators review and adjust their commercial auto policies accordingly. Their work involves explaining policy terms, comparing available coverages, and ensuring each client meets state and federal requirements for liability and physical damage. The process typically begins with an initial assessment of the applicant’s driving history, vehicle usage, and current insurance needs during a consultation.
Trudy Goldsmith operates as a local truck insurance agent in Farmington, NM, helping commercial vehicle operators manage their specific risk exposures. Her State Farm agency offers tailored coverage for tractor-trailers, delivery fleets, and other heavy-duty trucks, with optional add-ons including cargo insurance and roadside assistance. The agency can serve a variety of commercial sectors that rely on transportation, such as offices needing supply deliveries, warehouses managing inventory, and food service operations requiring refrigerated logistics.
Silvia Ramos: Allstate Insurance offers residential auto insurance solutions for drivers in the Farmington area. The agency also provides commercial coverage tailored for local trucking operations, including liability and cargo protection in the region. Policies are designed to meet the specific needs of truck fleets and independent owner-operators navigating New Mexico roadways. Between regular visits, the agency follows up to address renewals or required adjustments, ensuring continued coverage without service gaps.
Le Grand Jack - State Farm Insurance Agent in Farmington, NM, is known for providing liability coverage designed for commercial trucking operations. The agency serves local owner-operators and small fleet businesses across the Four Corners region. Policies typically address cargo protection, physical damage, and required regulatory filings. Truck insurance agents in this area routinely handle rigorous risk assessments tied to interstate routes and freight types. As a specialized add-on, Le Grand Jack can arrange for non-trucking liability coverage that protects the vehicle during personal use periods.
What Does a a Truck Insurance Agent in Farmington Cost?
Truck insurance costs in New Mexico typically range from 800 to 2,500 dollars per month for a single commercial truck, depending on driving history, cargo type, and coverage limits. Owner-operators in Farmington may pay less for basic liability, while fleets with multiple vehicles often see higher total premiums. Rates also vary based on annual mileage and safety record. This is general information and does not constitute insurance advice.
About truck insurance agents in Farmington
Truck insurance agents in Farmington, New Mexico help owner-operators and fleet managers find coverage that meets state and federal requirements. New Mexico law mandates minimum liability insurance of 25,000 dollars per person and 50,000 dollars per accident for commercial vehicles. Agents can also assist with cargo insurance, physical damage coverage, and compliance with New Mexico Public Regulation Commission rules.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in New Mexico?
New Mexico requires commercial trucks to carry at least 25,000 dollars in bodily injury liability per person and 50,000 dollars per accident. Property damage liability must be at least 10,000 dollars. Higher limits may be needed for interstate hauling or certain cargo types.
Do I need a specific type of insurance for hauling oil field equipment in Farmington?
Yes, oil field hauling often requires specialized coverage such as pollution liability, towing and labor, and higher cargo limits. Many Farmington agents offer policies tailored to the oil and gas industry, which is common in the Four Corners region.
How does New Mexico law affect truck insurance rates in Farmington?
New Mexico has a high rate of uninsured motorists, which can increase premiums for collision and uninsured motorist coverage. Local factors like weather on US-64 and traffic near the San Juan River also influence rates. Agents can help you compare quotes from multiple insurers.
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