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Directory of truck insurance agents in Ridgefield, New Jersey. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Ridgefield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 truck insurance agents in Ridgefield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Suzanne Ro - State Farm Insurance Agent
559 Bergen Blvd, Ridgefield, NJ 07657
(201) 945-9145
suzannero.com
Kate Lee Insurance
752 Grand Ave, Ridgefield, NJ 07657
(201) 969-0081
kateleeagency.com
Aloha Agency Inc
331 Shaler Blvd, Ridgefield, NJ 07657
(201) 945-7746
alohaagency.com
Truck insurance agents in Ridgefield, New Jersey help owner-operators and fleet owners find coverage that meets state requirements. New Jersey law mandates minimum liability insurance of 75000 dollars for trucks under 26001 pounds. A local agent can explain how to comply with the New Jersey Commercial Auto Insurance Plan if standard coverage is hard to find.
What Does a Truck Insurance Agent in Ridgefield Cost?
Truck insurance costs in New Jersey vary widely based on driving record, cargo type, and annual miles. A typical policy for a single truck can range from 4000 to 12000 dollars per year. Fleet policies may cost more but offer per-vehicle discounts. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of truck insurance do agents in Ridgefield offer?
Agents in Ridgefield offer liability, physical damage, cargo, and non-trucking liability coverage. They also help with New Jersey-required uninsured motorist coverage. Policies can be tailored for local or long-haul operations.
Do I need a specific insurance for a truck used in interstate commerce?
Yes, trucks used across state lines must meet federal minimums of 750000 dollars in liability coverage. New Jersey agents can help you obtain the required BMC-91 filing. They also assist with intrastate-only policies for local work.
How do New Jersey truck insurance rates compare to other states?
New Jersey has higher minimum liability requirements than many states, which can increase premiums. Rates in Ridgefield also reflect local traffic density and accident statistics. An agent can compare quotes from multiple insurers to find competitive pricing.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.