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Compare Truck Insurance Agents in Plainfield, NJ

Looking for a truck insurance agent in Plainfield? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 truck insurance agents in Plainfield, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The McNeill Insurance Group, LLC
967 Park Ave Ste. 2Fl L, Plainfield, NJ 07060
(908) 791-5147 themcneillinsurancegroup.com
The Shands Agency
311 Park Ave, Plainfield, NJ 07060
(908) 777-0537 shandsagency.com
Insurance Unlimited
725 W 4th St, Plainfield, NJ 07060
(908) 332-5461

Truck insurance agents in Plainfield, New Jersey help owner-operators and fleet managers find the right coverage for their commercial vehicles. New Jersey requires all trucks to carry liability insurance with minimum limits of $15,000 per person and $30,000 per accident for bodily injury, plus $5,000 for property damage. A local agent can also assist with cargo insurance and physical damage coverage tailored to your specific operation.

What Does a Truck Insurance Agent in Plainfield Cost?

Truck insurance costs in New Jersey vary widely based on factors like driving record, vehicle value, cargo type, and annual mileage. Typical annual premiums for a single truck can range from $5,000 to $15,000 for basic liability, while full coverage including cargo and physical damage may cost $10,000 to $25,000 per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in New Jersey?
New Jersey law requires commercial trucks to have liability insurance with minimum limits of $15,000 per person and $30,000 per accident for bodily injury, plus $5,000 for property damage. Trucks carrying hazardous materials or operating interstate may need higher limits.
Do I need a special license to drive a truck in Plainfield New Jersey?
Yes, drivers of trucks with a gross vehicle weight rating over 26,000 pounds need a Commercial Drivers License (CDL) from New Jersey. The New Jersey Motor Vehicle Commission handles CDL testing and issuance.
How can a truck insurance agent in Plainfield help me save money?
An agent can review your driving history, vehicle type, and cargo to find discounts from multiple insurers. They can also advise on increasing deductibles or bundling policies to lower your premium.