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Truck Insurance Agents in Lodi, NJ

Browse truck insurance agents serving Lodi, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Lodi, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 truck insurance agents in Lodi, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Theressa Parra - State Farm Insurance Agent
121 S Main St Ste C, Lodi, NJ 07644
(973) 685-4900 theressaparra.com
Costello & Associates
265 Union St, Lodi, NJ 07644
(973) 777-8333 costelloandassociatesnj.hibuwebsites.com
Farmers Insurance - Ilda Cartaxo
244 Harrison Ave, Lodi, NJ 07644
(973) 546-7400 agents.farmers.com
SK & ASSOCIATES LLC
325 Passaic Ave, Lodi, NJ 07644
(973) 471-0900 skalinsurance.com

Truck insurance agents in Lodi, New Jersey help owner-operators and fleets find coverage that meets state law. New Jersey requires minimum liability insurance of $750,000 for most commercial trucks. Local agents understand the specific needs of Lodi drivers who operate on routes like Route 46 and the Garden State Parkway.

What Does a Truck Insurance Agent in Lodi Cost?

Truck insurance in New Jersey typically costs between $8,000 and $15,000 per year for a single truck with basic liability. Full coverage with cargo and physical damage can range from $12,000 to $25,000 annually. Costs vary by driving history, truck value, and coverage limits. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Lodi New Jersey?
New Jersey law requires commercial trucks to have at least $750,000 in liability insurance. Higher limits may be needed for hauling hazardous materials or operating interstate. Your agent can help you meet these state requirements.
How does a truck insurance agent in Lodi help with claims?
A local agent can guide you through filing a claim after an accident or cargo loss. They help you understand policy terms and connect you with the insurance company. This support is valuable because New Jersey has a two-year statute of limitations for property damage claims.