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Find Truck Insurance Agents Near You in Lincoln Park, NJ

Looking for a truck insurance agent in Lincoln Park? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Lincoln Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 truck insurance agents in Lincoln Park, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Diana Mati - State Farm Insurance Agent
254 Comly Rd STE 1A, Lincoln Park, NJ 07035
(973) 832-7868 dianamati.com
Mina Dimetry: Allstate Insurance
261 Comly Rd, Lincoln Park, NJ 07035
(973) 882-1414 agents.allstate.com

Truck insurance agents in Lincoln Park, New Jersey help owner-operators and fleet owners find coverage that meets state and federal requirements. New Jersey law mandates minimum liability insurance for commercial trucks, and agents can explain the specific limits needed for intrastate and interstate operations. They also assist with cargo insurance, physical damage coverage, and other protections tailored to the local logistics industry.

What Does a Truck Insurance Agent in Lincoln Park Cost?

Truck insurance costs in New Jersey typically range from $8,000 to $15,000 per year for a single owner-operator with basic liability and cargo coverage. Fleet policies can cost more depending on the number of trucks, driving records, and cargo types. Factors like your safety record, mileage, and the value of your truck also affect premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What minimum liability insurance does a truck need in New Jersey?
New Jersey requires commercial trucks to carry at least $750,000 in liability insurance for interstate operations under federal regulations. For intrastate trucks, the minimum is $300,000 for vehicles with a gross vehicle weight rating over 10,000 pounds. Your agent can confirm the exact limits based on your cargo and route.
Do I need cargo insurance for my truck in Lincoln Park?
Cargo insurance is not required by New Jersey law but is often demanded by brokers and shippers. It covers the value of the goods you transport in case of damage or theft. Many agents recommend it to protect your business from financial loss.
How does New Jersey handle truck insurance claims?
New Jersey follows a fault-based system for truck accident claims. You must file a claim within two years of the accident under the statute of limitations. An agent can help you understand how your policy responds to claims and what documentation you need.