ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a truck insurance agent in Florence? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Florence, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 truck insurance agents in Florence, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pinnacle Freight Systems
500 Cedar Ln, Florence, NJ 08518
(732) 667-5261
pinnacletruck.com
Joseph F. McHugh Insurance Agency, Inc.
300 Broad St, Florence, NJ 08518
(609) 499-0533
mchugh-insurance.com
David Hutchison
314 W Front St, Florence, NJ 08518
(609) 499-1111
content.naic.org
Florence, New Jersey trucking businesses need insurance that meets state minimum liability requirements and often higher limits for interstate hauls. A local truck insurance agent can help you navigate New Jersey commercial auto laws, including compulsory bodily injury and property damage coverage. These agents understand the specific risks of operating heavy trucks on roads like Route 130 and the New Jersey Turnpike.
What Does a Truck Insurance Agent in Florence Cost?
Truck insurance costs in New Jersey typically range from $8,000 to $15,000 per year for a single truck with basic liability, and can exceed $30,000 for full coverage with cargo and physical damage. Factors include your driving history, truck value, and annual mileage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in New Jersey?
New Jersey requires commercial trucks to carry at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. However, many trucking contracts and federal regulations demand much higher limits.
Do I need a separate policy for my truck if I already have a personal auto policy?
Yes, personal auto policies do not cover commercial trucking activities. You need a commercial truck insurance policy that covers liability, cargo, and physical damage specific to your trucking operation in New Jersey.
How does New Jersey law affect my truck insurance rates?
New Jersey is a no-fault state for auto insurance, but commercial truck policies often follow a tort system. Your rates will depend on your driving record, cargo type, and the number of miles you drive in high-traffic areas like Florence.
Free • No Obligation
Compare Truck Insurance Agents
Get matched with agents in Florence who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.