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Find Truck Insurance Agents Near You in Ridgeland, MS
Looking for a truck insurance agent in Ridgeland? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Ridgeland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Mississippi before hiring.
Showing 2 truck insurance agents in Ridgeland, MS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Southern Gulf States Insurance LLC
1000 Highland Colony Pkwy Ste. 5203, Ridgeland, MS 39157
(601) 952-3520
southerngulfstates.com
R.W. Aiken Insurance Agency
220 Trace Colony Park Dr Suite A, Ridgeland, MS 39157
(601) 981-1574
aikeninsure.com
Truck insurance agents in Ridgeland Mississippi help owner-operators and fleet managers meet state and federal insurance requirements. Mississippi law mandates minimum liability coverage of 50/100/25 for commercial trucks. Local agents understand the specific needs of the trucking industry in the Jackson metro area.
What Does a Truck Insurance Agent in Ridgeland Cost?
Truck insurance costs in Ridgeland Mississippi typically range from 8000 to 15000 per year for a single owner-operator with basic liability coverage. Full coverage including cargo and physical damage can cost 12000 to 25000 annually. Rates depend on driving record cargo type and annual mileage. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Ridgeland Mississippi?
Mississippi requires commercial trucks to carry at least 50/100/25 liability coverage. This means 50000 per person for bodily injury, 100000 per accident for bodily injury, and 25000 for property damage. Higher limits are often needed for interstate hauling.
Do I need a specific endorsement for hauling cargo in Mississippi?
Yes cargo insurance is separate from liability coverage. Many truck insurance agents in Ridgeland offer motor truck cargo legal liability coverage. This protects the freight you carry in case of damage or theft during transit.
How does Mississippi law affect my truck insurance premium?
Mississippi is a tort state meaning the at-fault driver is responsible for damages. This can affect premium rates. Additionally the Mississippi Department of Transportation requires proof of insurance for all commercial vehicles registered in the state.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Mississippi.