The top-rated truck insurance agent in Hattiesburg, Mississippi is Direct Auto Insurance, rated 5.0 stars across 471 reviews. Other highly rated options include Jason Wesley - State Farm Insurance Agent, Lance Ware - State Farm Insurance Agent, Howlett Insurance Agency. This directory lists 20 truck insurance agents serving Hattiesburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 6109 US-98 Suite 50 | (601) 545-7733 |
| 2 | Jason Wesley - State Farm Insurance Agent | 6106, 20 US-98 W Ste | (601) 264-1117 |
| 3 | Lance Ware - State Farm Insurance Agent | 10 Penderwick Park | (601) 271-6596 |
| 4 | Howlett Insurance Agency | 1304 W Pine St | (601) 255-1650 |
| 5 | Alfa Insurance - Jerrad Parker Agency | 6184 U.S. Hwy 98 W, Suite 110 | (601) 264-5015 |
| 6 | Shelter Insurance - Chad Turner | 118 Lamar Blvd Suite 20 | (601) 261-0740 |
| 7 | Acceptance Insurance | 1000 Broadway Dr #30 | (601) 255-1614 |
| 8 | The Nowell Agency | 2010 Oak Grove Rd Bldg 1 | (601) 268-8838 |
| 9 | Bellevue Insurance Agency | 16 Keystone Dr Ste B | (601) 336-3040 |
| 10 | USA Insurance Co. | 2307 Hardy St # A | (601) 582-2810 |
Direct Auto Insurance in Hattiesburg, Mississippi, provides specialized coverage for commercial trucks, protecting both vehicles and cargo during regional transport. The agency also assists local drivers with general auto insurance policies to meet state requirements. Its truck insurance services address liability, physical damage, and other risks common on Mississippi highways. Throughout the year, the agency helps clients navigate coverage adjustments during seasonal weather events that impact road safety in the region.
Lance Ware - State Farm Insurance Agent provides truck insurance coverage for commercial vehicles operating in and around Hattiesburg, MS, along with related personal and business insurance services. Its service approach includes policy reviews and claims assistance, ensuring clients have appropriate protection for their vehicles and operations. The agency also offers maintenance plans that help local truckers keep their coverage current. Lance Ware - State Farm Insurance Agent serves a diverse client base, including single-family homes, apartments, retail locations, and restaurants.
Howlett Insurance Agency serves commercial truck owners and fleet operators in Hattiesburg, Mississippi, by offering policies that cover liability, cargo, and physical damage. It helps local businesses secure the necessary coverage to comply with legal requirements and protect their assets on the road. The agency also provides guidance on risk management specific to the trucking industry, addressing the unique needs of owner-operators and larger transport companies. Howlett Insurance Agency additionally extends its services to clients in the surrounding Forrest County area.
Shelter Insurance – Chad Turner in Hattiesburg, MS specializes in securing tailored coverage for owner-operators and small-fleet trucking companies. The agency provides general insurance services to local businesses and individuals, addressing liability, physical damage, and cargo protection needs for commercial vehicles. It helps clients with the unique seasonal concern of severe weather claims during Gulf Coast hurricane season, ensuring that storm-related damage to trucks is handled promptly.
Acceptance Insurance in Hattiesburg, MS, distinguishes between one-time policy options for individual shipments and recurring service plans for regular fleet operations, tailoring truck coverage to each operator’s specific needs. Their standard policies typically include liability, physical damage, and cargo protection for commercial vehicles. The agency operates on both scheduled and as-needed bases, arranging consultations or policy adjustments whenever a trucker’s requirements change, rather than maintaining a rigid appointment calendar for all clients.
The Nowell Agency provides insurance coverage for trucks operating in and around Hattiesburg, MS. It offers specialized add-ons tailored to the transportation industry, including cargo protection and liability options for commercial vehicles. This allows drivers and fleet owners to secure policies that align with their specific operational needs. The agency can serve commercial sectors that rely on trucking logistics, such as offices requiring supply deliveries, warehouses managing inventory transport, and food service establishments needing ingredient or equipment shipping.
Bellevue Insurance Agency in Hattiesburg, MS assists local residents with their personal truck insurance needs. The agency also offers commercial coverage for owner-operators and small fleets operating across the Pine Belt region. Policies address common regional risks such as highway cargo transport and rural delivery routes. The agent meets with clients initially to assess unique coverage requirements for their vehicles. After the policy is written, staff follows up between regular annual renewals to adjust coverage as business needs change.
Spring rains and road construction across the Pine Belt create unique hazards for commercial trucking fleets in the Hattiesburg area. USA Insurance Co. serves as a local truck insurance agent, helping owner-operators and small carriers secure coverage tailored to regional conditions. Their work focuses on assessing liability exposures and cargo protection needs specific to Mississippi’s highways. Each new business relationship begins with a thorough inspection of vehicles and a review of the operator’s current driving history and safety practices.
What Does a a Truck Insurance Agent in Hattiesburg Cost?
Truck insurance costs in Mississippi vary widely based on driving record, cargo type, annual mileage, and coverage limits. A typical owner-operator might pay between 8000 and 15000 per year for a policy with 1 million in liability, physical damage, and cargo coverage. Fleet policies can cost more depending on the number of trucks and drivers. This is general information and not insurance advice.
About truck insurance agents in Hattiesburg
Truck insurance agents in Hattiesburg MS help owner-operators and fleet owners meet Mississippi Department of Transportation requirements. Mississippi law mandates minimum liability coverage of 25/50/25 for commercial vehicles, though most truckers carry higher limits to protect cargo and equipment. Local agents understand the unique risks of hauling timber, poultry, and freight along Highway 49 and Interstate 59.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Mississippi?
Mississippi requires commercial trucks to carry at least 25000 per person for bodily injury, 50000 per accident for bodily injury, and 25000 for property damage. However, many shippers and brokers demand much higher limits, often 1 million or more in combined single limit coverage.
How do I find a truck insurance agent in Hattiesburg MS?
You can search online for local independent agents who specialize in commercial auto and trucking policies. Many Hattiesburg agents work with carriers that offer physical damage, cargo, and general liability coverage. Check that the agent is licensed in Mississippi and has experience with the type of trucking you do.
Does Mississippi require underinsured motorist coverage for trucks?
Mississippi does not require underinsured motorist coverage for commercial trucks, but it is strongly recommended. If you are in an accident caused by a driver with low limits, UIM coverage can help pay for damages not covered by the other partys policy. Many agents in Hattiesburg offer this as an optional add-on.