Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 8 truck insurance agents in Richfield, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cassie Sanetra - State Farm Insurance Agent
6519 Nicollet Ave Ste 200, Richfield, MN 55423
(612) 869-5313
cassiesanetra.com
Karl Herman - State Farm Insurance Agent
6620 Penn Ave S, Richfield, MN 55423
(612) 455-8844
karlhermaninsurance.com
Ashkan Morvari - State Farm Insurance Agent
6640 Lyndale Ave S #110, Richfield, MN 55423
(612) 455-4196
morvari-insurance.com
Insurance Brokers of MN-Brett Flatmoe
6941 Nicollet Ave, Richfield, MN 55423
(612) 869-2745
insurancebrokersmn.com
Richfield State Insurance
6636 Cedar Ave Suite 201, Richfield, MN 55423
(612) 861-8300
richfieldinsurance.com
Farmers Insurance - Miguel Medrano Rodriguez
7001 Nicollet Ave, Richfield, MN 55423
(612) 206-3193
agents.farmers.com
Farmers Insurance - Matthew Nye
6603 Queen Ave S Ste 6, Richfield, MN 55423
(612) 979-2330
agents.farmers.com
katie lewis insurance
6625 Lyndale Ave S, Richfield, MN 55423
(612) 861-8300
kklewis.com
What Does a Truck Insurance Agent in Richfield Cost?
Typical annual premiums for a single truck in Minnesota range from 3,000 to 8,000 dollars for basic liability coverage. Full coverage with cargo and physical damage can cost 8,000 to 15,000 dollars or more. Rates depend on driving history, cargo type, and annual mileage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Minnesota?
Minnesota requires commercial trucks to carry at least 30/60/25 liability coverage. This means 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need a specific type of insurance for a box truck in Richfield?
Yes, box trucks used for commercial delivery require a commercial auto policy. Personal auto policies do not cover business use. An agent can help you choose between a non-trucking liability policy and a full commercial policy depending on your lease or ownership status.
How does Minnesota DOT compliance affect my truck insurance?
Trucks over 10,000 pounds registered in Minnesota must meet DOT safety and insurance requirements. Your agent can help you obtain the required filings such as the BMC-91 or BMC-91X forms. Failure to comply can result in fines or suspension of your operating authority.